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402 Gilmore Ave, Trafford, PA, 15085

4beds
2baths
--sqft
$139,900
--price/sqft
$1,116/moest. monthly cost
$44,640/yrincome needed

About This Home

Excellent investment opportunity in the heart of Trafford! This duplex features two units, each offering 2 bedrooms and 1 full bath. Both units are currently occupied by long-term tenants, providing immediate rental income for the next owner. The functional floor plans and established tenancy make this property an excellent addition to an investment portfolio or a great opportunity for a first-time investor. Conveniently located near local restaurants, shopping, B-Y Park, the Westmoreland Heritage Trail, and PA Route 130, providing easy access to surrounding communities. Join us for an Open House on Sunday, July 26, from 12:00 PM to 2:00 PM. Don't miss this opportunity—schedule your showing today!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Trafford El SchoolGrades K-50.5 mi
7/10
Trafford Middle SchoolGrades 6-80.5 mi
9/10
Penn Trafford High SchoolGrades 9-125.7 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Property

Details

  • Parcel number: 3603040064
  • Zoning: MUL
  • Zoning description: MUL

Lot

  • Lot size: 4,373 sqft
  • Lot size dimensions: 0.1004

Parking

  • Parking features: Attached,Garage,Off Street,On Street
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$46$552
Property Taxes $139$1,668
Electricity $224$2,692
Total$1,116$13,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,262/yr
40% on housing$33,480/yr
45% on housing$29,760/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15085$126
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15085$153
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$139,900
1999-09-01Sold$20,000

For Sale by Agent

AgentRaymond Burns
BrokerageALL PITTSBURGH REAL ESTATE, LLC

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