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30258 422nd Ln, Aitkin, MN, 56431

3beds
1baths
1,560sqft
$379,900
$244price/sqft
$2,428/moest. monthly cost
$97,120/yrincome needed

About This Home

This Newly Updated 3 Bedroom Lake home Checks All of the boxes! Enjoy all of what Lake Life has to offer with this 1500sqft home that features 3 Large Bedrooms with maintenance free hardwood flooring throughout. Step Down Living Room and Large Primary Bedroom look out Large windows Lakeside of the level 150' of Sandy Shorelin on Pristine Flemming Lake. This huge 1 Acre double lot allows for plenty of space and separation. In addition, this property includes a Spacious 2 car Garage, Attached Workshop and Large Sun Porch/Foyer. Many interior and exterior upgrades have been completed including a New Furnace and Duct work, On Demand water heater, Tiled Shower, stackable wash/dryer, well pump and insulated well house. Whether Relaxing with friends this Summer on your New Deck, fishing from the dock or simply listening to the local resident loons, this Property has it all. It even includes the Furniture and all the things you will need to get started making memories at the Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Aitkin Secondary SchoolGrades 7-1212.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Tankless Water Heater,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Bedroom2

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 12x20

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 12x19

Porch

  • Level: Main
  • Area: 221
  • Dimensions: 8.5x26

Workshop

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 081078300
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1560

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: North
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 150

Lot

  • Lot size: 1.11 Acres
  • Lot size dimensions: 150 x 165 x 174 x 142 x 174

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Drought
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Aitkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$192$2,304
Property Taxes $146$1,752
Electricity $170$2,050
Total$2,428$29,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,245/yr
40% on housing$72,840/yr
45% on housing$64,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 56431$220
Aitkin County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 56431
Aitkin County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$380,000
2026-01-01Listing removed$396,000
2025-03-18Listed for sale$396,000
2021-02-19Sold$139,700
2021-02-01Pending sale$144,900
2021-01-04Price change$144,900
2020-12-21Price change$159,900
2020-11-23Price change$169,900
2020-10-23Listed for sale$210,900
2020-03-26Listing removed--
2020-01-29Listed for sale--

For Sale by Agent

AgentMichael K Farinella
BrokerageChristian Realty North

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