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47023 Black Bear Beach Rd, Ponsford, MN, 56575

7beds
5baths
3,860sqft
$7,125,000
$1,846price/sqft
$44,616/moest. monthly cost
$1,784,640/yrincome needed

About This Home

BAD MEDICINE LAKE ESTATE Black Bear Beach Road | Ponsford, Minnesota Once in a generation, a property assembles itself into something that transcends category. The Bad Medicine Lake Estate is not a lake home. It is not a cabin compound. It is not a retreat. It is all of these things simultaneously; and it is the only one of its kind in the region. Stretching nearly 904 feet of pristine Bad Medicine Lake shoreline across four contiguous parcels, this estate represents what happens when extraordinary vision, meticulous craftsmanship, and an uncompromising standard of excellence converge on one of Minnesota's most coveted glacial lakes. To replicate this assemblage today would require years of acquisitions, millions in construction, and a degree of coordination that simply cannot be manufactured. THE LODGE — The architectural crown jewel: a newly constructed luxury lake residence spanning approximately 3,860 finished square feet across three levels. This is not a renovation' it is a masterwork built from the ground up. Hand-hewn log walls, locally quarried river stone, and reclaimed timber ceilings carry a century of warmth while housing every modern luxury. The great room anchors around a soaring floor-to-ceiling stone fireplace beneath a cathedral ceiling. The chef's kitchen features a dramatic end-grain butcher block island, vintage mint Big Chill appliances, and a professional grade gas range. The primary suite offers a freestanding stainless and porcelain soaking tub beneath forest-framed windows. A formal dining hall seating 12+, wood-fired outdoor sauna, and multi-level decks with lake views complete the picture. 301 feet of shoreline. THE CABIN PARCEL — Two additional residences expand the estate's hosting capacity for true multi-generational living: the Summer House (2 bed / 1 bath / 1,004 sq ft) and the Winter Cabin (1 bed / 1 bath / 768 sq ft). This parcel also features its own wood-fired outdoor sauna, a coveted sand beach, dock system, and boat storage. 285 feet of shoreline. THE CONNECTOR PARCEL — A professionally landscaped parcel with lit paver pathways bridges the estate's living zones in resort-style continuity. 83 feet of shoreline. THE BUILDABLE PARCEL — 235 feet of undeveloped lake frontage, ready to hold, develop, or pass to the next generation. Pure optionality — one of the most valuable traits in high-end real estate. Bad Medicine Lake is among Becker County's most pristine glacial waters; clear, spring-fed, and treasured by a quiet ownership community that values privacy above all. In reviewing every significant regional lake transaction over the past 24 months, comparable properties closed between $2.2M–$4.79M — typically featuring one home, 100–200 feet of shoreline, and no compound capability. This estate surpasses all of those metrics by multiples. There is no true comparable. This is a private estate acquisition — made once, held for generations, and never repeated.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Ogema Elementary SchoolGrades PK-324.7 mi
6/10
Waubun SecondaryGrades 7-1225.3 mi
2/10
Waubun Elementary SchoolGrades 4-625.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Architectural Shingle,Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Concrete,Storage Space,Tile Shower,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Deck

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 3
  • Fireplace features: Masonry,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,860

Foyer

  • Level: Upper

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Boiler,Dual Fuel/Off Peak,Forced Air,Fireplace(s),In-Floor Heating,Wood Stove,Zoned
  • Cooling features: Central Air,Dual

Informal Dining Room

  • Level: Lower

Interior Area

  • Total structure area: 3,860
  • Total interior livable area: 3,860 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Patio

  • Level: Lower

Patio

  • Level: Main

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Door Lever Handles,Partially Wheelchair

Details

  • Parcel number: 120251000
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1943

Features

  • Levels: More Than 2 Stories
  • Patio & porch: Composite Decking,Covered,Deck,Enclosed,Patio,Rear Porch,Screened,Side Porch
  • Has view: Yes
  • View description: East,Lake,Panoramic,South
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Gravel,Hard,Rocky,Sand,Excellent Sand)
  • Frontage length: Water Frontage: 904

Lot

  • Lot size: 4.75 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: Gravel,Driveway - Other Surface,Electric,Electric Vehicle Charging Station(s),Guest,Storage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Landslide
Wildfire

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $36,027$432,324
Home Insurance *$4,423$53,076
Property Taxes $3,841$46,092
Electricity $325$3,906
Total$44,616$535,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,529,691/yr
40% on housing$1,338,480/yr
45% on housing$1,189,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,846This listing

vs Other Active Listings

Avg $/sqft

ZIP 56575$119
Becker County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 56575
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$7,125,000
2020-10-13Sold$292,000
2019-06-18Price change$499,000
2019-02-22Listed for sale$529,000
2018-07-12Listing removed$580,000
2018-05-09Listed for sale$580,000
2013-09-16Sold$400,000
2011-11-16Listing removed$399,900
2011-07-08Price change$399,900
2011-07-07Listed for sale$419,900

For Sale by Agent

AgentKatherine Kiernan
BrokerageAspire Realty

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