See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

18384 County Highway 20, Detroit Lakes, MN, 56501

3beds
3baths
3,552sqft
$890,000
$251price/sqft
$5,722/moest. monthly cost
$228,880/yrincome needed

About This Home

Welcome to your own slice of Minnesota lake country, where 8 private acres, a tranquil pond, and a backyard par-3 golf hole create the kind of setting most people only dream about. This 3 bedroom, 3 bathroom bi-level home sits at the end of a tree-covered driveway that feels like a quiet welcome home every time you pull in. Originally an old farmhouse, the home has been thoughtfully updated for modern comfort while preserving the warmth and character that first made it special. Step inside and you'll find living spaces designed around the land itself. A spacious sunroom invites you to slow down with coffee and a good book, while large windows frame peaceful views of the pond. The wraparound deck is made for morning bird watching, evening sunsets, and everything in between. You get all the perks of lake country living with none of the headaches. Lower taxes. Total privacy. Your own water feature right in the backyard. And three of Minnesota's most sought-after lakes just minutes away: Lake Lida, Pelican Lake, Cormorant Lake. Head one direction and you're at Zorbaz for lakeside food and drinks. Head the other direction and you're teeing off at Wildflower Golf Course. Every favorite lake activity, restaurant, and attraction is a short drive away, but you can escape to the quiet of your own home in minutes. This is a one of a kind property for the buyer who wants the lake country lifestyle on their own terms. Space to breathe, room to roam, and the best lakes in the region right down the road. Properties like this don't come along often. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Lake Park Audubon SecondaryGrades 7-1212.1 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Concrete,Storage Space,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Level: Upper

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 2
  • Fireplace features: Electric,Insert,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,764
  • Finished area above ground: 1,788

Flex Room

  • Level: Lower

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,552
  • Total interior livable area: 3,552 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Office

  • Level: Lower

Storage

  • Level: Lower

Sun Room

  • Level: Upper

Utility Room

  • Level: Lower

Walk In Closet

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 170376002
  • Zoning description: Agriculture
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1764

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Wrap Around
  • Has view: Yes
  • View description: East,South
  • Waterfront features: Pond
  • Topography of land: Sloped,Walkout,Wooded

Lot

  • Lot size: 8.09 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$561$6,732
Property Taxes $362$4,344
Electricity $299$3,594
Total$5,722$68,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,182/yr
40% on housing$171,660/yr
45% on housing$152,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 56501$232
Becker County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 56501
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$950,000
2012-10-22Sold$52,400

For Sale by Agent

AgentTherese Johnson
BrokerageHigh Valley FM LLC

Similar Homes