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14296 E Fox Lake Rd, Detroit Lakes, MN, 56501

3beds
3baths
1,896sqft
$679,000
$358price/sqft
$4,391/moest. monthly cost
$175,640/yrincome needed

About This Home

Welcome to the kind of lake property people dream about. 150 feet of frontage on Fox Lake and a gentle slope to the water’s edge, this inviting, single level, year-round home offers the perfect blend of comfort, beauty, and functionality. All three bedrooms feature a window overlooking the picturesque lakeside views. The kitchen has been redesigned to create an open concept and updated with new appliances. The sun room leads to a deck ready to enjoy the peaceful setting. The attached two-stall garage and additional detached garage with workshop provide ample space for storage, hobbies, and lake-life essentials. Take advantage of all this property has to offer including mornings by the lake, evenings around a fire, and endless opportunities to relax or entertain.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Rossman Elementary SchoolGrades PK-53.3 mi
5/10

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main

Deck

  • Level: Main

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,896

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Sun Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 191372006
  • Zoning description: Residential-Single Family
  • Foundation area: 1896

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: East,North
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Hard)
  • Frontage length: Water Frontage: 150

Lot

  • Lot size: 1.20 Acres
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 150 x 307 x ? x 310

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$428$5,136
Property Taxes $360$4,320
Electricity $170$2,050
Total$4,391$52,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,548/yr
40% on housing$131,730/yr
45% on housing$117,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 56501$230
Becker County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 56501
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$669,000
2026-06-29Price change$679,000
2026-06-24Price change$679,900
2026-05-21Listed for sale$699,900
2020-07-15Sold$400,500
2020-06-08Price change$414,900
2020-04-08Listed for sale$419,000

For Sale by Agent

AgentPaula Okeson
BrokerageCounselor Realty Detroit Lakes

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