25266 Oak Knoll Trl, Osage, MN, 56570
About This Home
Nestled among the oak trees on 1.74 acres, this charming Osage cabin offers a peaceful setting with shared access to Straight Lake. With limited shared access in place and no association, you can enjoy the benefits of lake life with added flexibility. The cabin features 1 bedroom, a ¾ bath, and a versatile office space that can easily be used for additional sleeping. Well insulated and efficiently designed, this property also offers the potential to serve as a comfortable year-round home for those seeking a simpler lifestyle in a smaller space. A 14x32 pole shed with 12’ sidewalls and a 12’x9’ overhead door provides excellent storage for recreational equipment and outdoor gear. Conveniently located near Smoky Hills State Forest and Two Inlets State Forest, you’ll have easy access to trails for snowmobiling, ATV riding, hiking, and hunting. Spend your days enjoying Straight Lake and your evenings relaxing in the quiet Northwoods surroundings. A great opportunity to enjoy the outdoors with space, privacy, and access to one of the area’s beautiful lakes. 1993 20ft Crestliner Pontoon with 70 horse Evinrude motor available for an additional $4500
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Age Over 8 Years,Metal
- Construction materials: Steel Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 81
- Dimensions: 9x9
Bedroom2
- Level: Main
- Area: 63
- Dimensions: 7x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Free Standing
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 720
Heating & Cooling
- Heating features: Fireplace(s),Wood Stove
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Kitchen
- Level: Main
- Area: 104
- Dimensions: 13x8
Laundry
- Level: Main
- Area: 66
- Dimensions: 11x6
Living Room
- Level: Main
- Area: 195
- Dimensions: 13x15
Workshop
- Level: Main
- Area: 225
- Dimensions: 15x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 210390503
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 960
Features
- Levels: One
- Stories: 1
- Waterfront features: Deeded Access,Waterfront Elevation(10-15),Lake Bottom(Sand,Soft)
- Frontage length: Water Frontage: 30
Lot
- Lot size: 1.74 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 150 x 512 x 143 x 547
Parking
- Total spaces: 1
- Parking features: Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Becker County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $934 | $11,208 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $87 | $1,044 |
| Electricity | $170 | $2,050 |
| Total | $1,293 | $15,516 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $195,000 |
| 2026-03-23 | Listing removed | $204,900 |
| 2025-08-11 | Listed for sale | $204,900 |
| 2004-03-30 | Sold | $33,500 |
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