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32745 County Highway 37, Ponsford, MN, 56575

4beds
2baths
3,072sqft
$365,000
$119price/sqft
$2,521/moest. monthly cost
$100,840/yrincome needed

About This Home

County home on 10 acres tucked off the road surrounded by trees on the prairie. This spacious home comes with 4 large bedrooms, 2 bathrooms and lots of new updates. Finished walk out basement has family room, bedroom, office, craft room/bonus room and lots of storage space spaces. New flooring throughout, new back deck & new sewer system installed October 2025. Shingles replaced on home and garage in 2021. Forced air furnace and central air in 2021. Kitchen appliances less than 4 years old. Large fenced in garden, extra garden shed with detached 3 stall garage. This is in a great location, half hour from Park Rapids and Detroit Lakes and 60 minutes south of Bemidji. This home is west of Two Inlets and near many resorts, lakes and Itasca State Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Storage Space,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 79.5
  • Dimensions: 6'x13'3"

Bathroom

  • Level: Lower
  • Area: 70.2222
  • Dimensions: 6'7"x10'8"

Bedroom

  • Level: Main
  • Area: 227.5
  • Dimensions: 11'8"x19'6"

Bedroom2

  • Level: Main
  • Area: 207.4167
  • Dimensions: 10'11"x19'

Bedroom3

  • Level: Main
  • Area: 222.9792
  • Dimensions: 11'7"x19'3"

Bedroom4

  • Level: Lower
  • Area: 135
  • Dimensions: 9'x15'

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower
  • Area: 360.25
  • Dimensions: 10'11"x33'

Features

  • Finished area below ground: 1,250
  • Finished area above ground: 1,536

Flex Room

  • Level: Lower
  • Area: 135.4444
  • Dimensions: 8'10"x15'4"

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 3,072 sqft

Kitchen

  • Level: Main
  • Area: 218.75
  • Dimensions: 10'5"x21'

Laundry

  • Level: Lower
  • Area: 112.0069
  • Dimensions: 10'7"x10'7"

Living Room

  • Level: Main
  • Area: 295.8333
  • Dimensions: 12'6"x23'8""

Office

  • Level: Lower
  • Area: 133.4792
  • Dimensions: 10'9"x12'5"

Other

  • Level: Lower
  • Area: 129.25
  • Dimensions: 11'x11'9"

Storage

  • Level: Lower
  • Area: 136.5833
  • Dimensions: 12'5"x11'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 250030001
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1536

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 10.97 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 600 x 800 x 600 x 800

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Landslide
Wildfire

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$226$2,712
Property Taxes $191$2,292
Electricity $259$3,109
Total$2,521$30,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,434/yr
40% on housing$75,630/yr
45% on housing$67,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 56575$1,846
Becker County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 56575
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$419,000
2025-12-19Listed for sale$439,000
2019-05-31Sold$170,000
2019-04-16Listed for sale$174,900
2019-03-04Listing removed$174,900
2019-02-04Listed for sale$174,900
2019-01-01Listing removed$209,900
2019-01-01Price change$209,900
2018-11-02Price change$174,900
2018-11-01Price change$209,900
2018-10-01Price change$174,900
2018-09-10Price change$179,900
2018-08-14Price change$184,900
2018-05-15Price change$189,900
2018-04-23Price change$200,000
2017-10-19Price change$209,900
2017-06-01Price change$219,900
2017-04-20Listed for sale$224,900
2011-07-25Sold$43,200
2008-03-02Sold$79,900

For Sale by Agent

AgentJanelle Lake
BrokerageNational Realty Guild

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