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331 Maple Ridge Ct, Detroit Lakes, MN, 56501

2beds
2baths
1,444sqft
$309,000
$214price/sqft
$2,119/moest. monthly cost
$84,760/yrincome needed

About This Home

Price Adjustment. EASY LIVING IN THIS ONE LEVEL PATIO STYLE TWIN HOME JUST ONE BLOCK FROM THE SHORES OF DETROIT LAKE. This thoughfully designed, spacious twin home on a quiet cul-de-sac in Shorewood View Development offers 1,400 + sq ft of living space. Vaulted ceilings in the main living room area perfect for relaxing or entertaining. Eat in kitchen plus a versatile formal dining area that could also serve as a home office. The primary suite includes a private bathroom and walk-in closet. A second bedroom offers flexibility for guests or family. Additional highlights include an attached two-stall garage, generous living spaces, and a peaceful wooded neighborhood. You'll love living close to the lake, local restaurants, convenient shopping, and all that Detroit Lakes has to offer. Whether you're looking for a year round residence or a place to enjoy to lake lifestyle, this home offers the perfect combination of comfort, convenience, and location in Detroit Lakes.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Rossman Elementary SchoolGrades PK-51.4 mi
5/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,444

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,444 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 492512536
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1444

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.52 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 37 x 46

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$195$2,340
Property Taxes $192$2,304
Electricity $170$2,050
Total$2,119$25,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,651/yr
40% on housing$63,570/yr
45% on housing$56,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 56501$235
Becker County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 56501
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$309,000
2026-06-01Listed for sale$319,900
2024-08-01Sold$300,000
2024-07-22Pending sale$314,900
2024-06-06Listed for sale$314,900

For Sale by Agent

AgentKara Schumann
BrokerageThe Real Estate Company of Detroit Lakes

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