See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1128 Summit Ave, Detroit Lakes, MN, 56501

4beds
3baths
2,527sqft
$560,000
$222price/sqft
$3,850/moest. monthly cost
$154,000/yrincome needed

About This Home

Summit Avenue charmer. Built in 1910 only 6 families have owned it in that time frame. Walking distance to schools, Downtown and the beach. Exterior is virtually maintenance free with steel siding. All new Renewal by Andersen windows installed in the last 5 years. Property features one of the few three stall garages on Summit Avenue. Mud room added in 2000. Kitchen remodel featuring quartz countertops completed in 2016.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

6/10
Rossman Elementary SchoolGrades PK-50.2 mi
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Electric,Gas,Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,527 sqft

Property

Details

  • Parcel number: 490428000

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Lightning
Wildfire

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$353$4,236
Property Taxes $453$5,436
Electricity $213$2,557
Total$3,850$46,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,000/yr
40% on housing$115,500/yr
45% on housing$102,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 56501$233
Becker County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 56501
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$560,000
1993-10-27Sold$95,000

For Sale by Owner

AgentProperty Owner

Similar Homes