25190 E Cozy Cove Rd, Detroit Lakes, MN, 56501
About This Home
Experience the perfect combination of privacy, acreage, and lake living. This custom-built walkout rambler sits on 3.5 wooded acres with approximately 350 feet of lake frontage, offering stunning sunrise views and a peaceful retreat just minutes from town. Features You'll Love: • 4 Bedrooms + Bonus Room • 3 Bathrooms • Nearly 3,000 Finished Sq. Ft. • Custom-Built in 2016 • Walkout Lower Level • Updated Kitchen with Quartz Countertops & Gas Range • Two Living Areas & Two Dining Spaces -30x60 shop with concrete floor • Heated 14x34 Studio • Deck, Patio Areas & Fire Pit • Mature Trees & Exceptional Privacy • Beautiful Lake Views & Wildlife Recent Improvements: • Quartz Countertops • Renovated Primary Suite • Extensive Landscaping • Outdoor Living Enhancements • Numerous Interior Updates Throughout Whether you're enjoying coffee on the deck, gathering around the fire pit, or taking in the peaceful lake views, this property offers the lifestyle so many buyers are searching for. 5 Minutes from Detroit Lakes 45 Minutes from Fargo-Moorhead
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Water Osmosis System,Microwave,Range,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Daylight,Drain Tiled,Drainage System,Egress Window(s),Finished,Full,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
- Area: 180
- Dimensions: 15x12
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Lower
- Area: 182
- Dimensions: 13x14
Bedroom4
- Level: Lower
- Area: 143
- Dimensions: 11x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 240
- Dimensions: 20x12
Dining Room
- Level: Main
- Area: 80
- Dimensions: 10x8
Family Room
- Level: Lower
- Area: 420
- Dimensions: 14x30
Features
- Number of fireplaces: 1
- Fireplace features: Living Room,Pellet Stove
- Fireplace: Yes
- Finished area below ground: 1,232
- Finished area above ground: 1,568
Garage
- Level: Main
- Area: 616
- Dimensions: 22x28
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),Geothermal
- Cooling features: Geothermal
Interior Area
- Total structure area: 2,968
- Total interior livable area: 2,800 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 10x18
Laundry
- Level: Main
- Area: 60
- Dimensions: 10x6
Living Room
- Level: Main
- Area: 340
- Dimensions: 17x20
Mud Room
- Level: Main
- Area: 168
- Dimensions: 6x28
Office
- Level: Lower
- Area: 88
- Dimensions: 11x8
Porch
- Level: Main
- Area: 72
- Dimensions: 9x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 080067001
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Owned
- Foundation area: 1400
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(4-10),Lake Bottom(Weeds)
- Frontage length: Water Frontage: 348
Lot
- Lot size: 3.50 Acres
- Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: 348 x 596 x 243 x 352
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage,RV Access/Parking,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Becker County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $536 | $6,432 |
| Property Taxes | $447 | $5,364 |
| Electricity | $236 | $2,833 |
| Total | $5,516 | $66,192 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $849,900 |
| 2020-12-22 | Sold | $450,000 |
| 2020-11-09 | Listed for sale | $465,000 |
| 2015-09-16 | Listing removed | $62,500 |
| 2015-06-04 | Price change | $62,500 |
| 2015-03-17 | Listed for sale | $69,500 |
| 2011-12-05 | Sold | $48,000 |
| 2011-09-13 | Price change | $49,900 |
| 2011-08-18 | Listed for sale | $53,900 |
| 2011-03-31 | Sold | $61,128 |
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