102 W 2nd St, Graceville, MN, 56240
About This Home
Welcome to this beautifully maintained, custom stick-built two-story home overlooking scenic Toqua Lake in Graceville, MN. Built in 2004, this spacious 5-bedroom, 3-bath home offers the perfect blend of comfort, quality, and lifestyle in one of the area's most desirable communities. Enjoy breathtaking lake views from the expansive front deck, or entertain family and friends on the large back patio featuring a pool and hot tub area-your own private outdoor retreat. Inside, you'll appreciate the abundance of natural light, oversized rooms, and custom finishes throughout. The thoughtfully designed floor plan includes a guest loft above the garage, providing a perfect space for visitors, a home office, or recreation. The spacious primary suite is a true sanctuary with a luxurious jetted tub, separate walk-in shower, and an oversized walk-in closet. Upstairs, the Jack-and-Jill bathroom conveniently connects additional bedrooms, making it ideal for family living. The home has been meticulously cared for and features newer siding and newer shingles for added peace of mind. All appliances are included, making this home truly move-in ready. Located just blocks from downtown Graceville, healthcare facilities,pre-school through high school, parks, and the golf course, you'll enjoy the convenience of small-town living with exceptional amenities nearby. Whether you're relaxing by the pool, soaking in the hot tub, or taking in the beautiful views of Toqua Lake, this property offers the lifestyle you've been searching for. Don't miss this rare opportunity to own a spacious, quality-built home with lake views, outstanding outdoor living spaces, and an unbeatable location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Asphalt
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood,Carpet
- Number of fireplaces: 3
- Fireplace: Yes
- Finished area above ground: 3,400
Heating & Cooling
- Heating features: Electric,Propane,Forced Air,Heat Pump
- Cooling features: Central
Interior Area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
Kitchen
- Features: Open
Property
Details
- Parcel number: 190456019
- Lease amount: 0
Features
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Patio,Open Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.51 Acres
- Features: Corner,Pool,Trees
Parking
- Total spaces: 2
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Big Stone County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $674 | $8,088 |
| Property Taxes | $470 | $5,640 |
| Electricity | $286 | $3,441 |
| Total | $4,711 | $56,532 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-27 | Listed for sale | $649,000 |
View on Zillow