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113 3rd St SE, Ortonville, MN, 56278

3beds
1baths
1,153sqft
$149,900
$130price/sqft
$1,296/moest. monthly cost
$51,840/yrincome needed

About This Home

Capturing scenic downtown views just one block from the heart of Ortonville, Start your mornings with a cup of coffee in the kitchen while taking in the peaceful lake views this beautifully maintained 3-bedroom, 2-bathroom home perfectly blends historic 1895 charm with relaxing modern amenities. The inviting floor plan boasts a bright, functional kitchen, comfortable living spaces, and a convenient layout designed for easy everyday living. Step outside to find your private, updated outdoor oasis, complete with tailored landscaping, a relaxing deck, and a patio space ideal for your morning coffee or evening gatherings. Practical features like a detached garage and low-maintenance city utilities add immense value and peace of mind. Set on a spacious lot within walking distance of city parks and local shops, this charming property is an exceptional opportunity for anyone seeking small-town comfort near Big Stone Lake.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Knoll Elementary SchoolGrades PK-60.3 mi
6/10
Ortonville SecondaryGrades 7-120.3 mi

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Age Over 8 Years,Pitched
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Lower Level,Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Upper
  • Area: 120.75
  • Dimensions: 11.5x10.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 103.5
  • Dimensions: 11.5x9

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,153

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,153 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 21x10

Laundry

  • Level: Lower
  • Area: 91
  • Dimensions: 14x6.5

Living Room

  • Level: Main
  • Area: 155.25
  • Dimensions: 11.5x13.5

Storage

  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 220293000
  • Zoning description: Residential-Single Family
  • Foundation area: 727

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 10,018 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Hail
Heat Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Big Stone County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$143$1,716
Property Taxes $226$2,712
Electricity $170$2,050
Total$1,296$15,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,434/yr
40% on housing$38,880/yr
45% on housing$34,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 22.2%
22.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 56278$124
Big Stone County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 56278
Big Stone County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$149,900
2024-04-15Sold$110,000
2024-04-15Pending sale$115,000
2024-03-15Price change$115,000
2024-02-08Price change$119,000
2023-12-04Listed for sale$124,000

For Sale by Agent

AgentThe Huerkamp Home Group
BrokerageKeller Williams Preferred Rlty

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