691 Lakeshore Dr, Ortonville, MN, 56278
About This Home
This is a fully furnished home on the shores of Big Stone Lake in Ortonville. It is a 4 bedroom & 2 bathroom with storage galore. It features a walk out basement and several different outdoor entertaining areas. Main level has 2 separate deck areas and the lower level has a concrete patio with fire pit. The shore line has been redone and another entertaining area added. Family room with great gas fireplace. Furniture, appliances and dock included. It is currently a vacation home that also operates as an Airbnb. This home is ready to enjoy on the first day!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Roof: Asphalt,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Drapes
- Flooring: Carpet,Laminate
Interior Area
- Total structure area: 2,110
- Total interior livable area: 2,110 sqft
Property
Details
- Parcel number: 220756000
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Strong Wind
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Big Stone County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $333 | $3,996 |
| Property Taxes | $253 | $3,036 |
| Electricity | $177 | $2,135 |
| Total | $2,527 | $30,324 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $349,000 |
| 2025-10-03 | Listing removed | $385,000 |
| 2025-04-17 | Listed for sale | $385,000 |
| 2021-04-09 | Sold | $265,000 |
| 2021-04-05 | Pending sale | $265,000 |
| 2021-02-10 | Listed for sale | $265,000 |
| 2011-05-27 | Sold | $72,500 |
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