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6045 50th Ave NW, Montevideo, MN, 56265

3beds
2baths
2,378sqft
$269,900
$113price/sqft
$2,031/moest. monthly cost
$81,240/yrincome needed

About This Home

Country living! This peaceful rural retreat is located north of Montevideo in Mandt Township/Chippewa County, MN. There are two homes included as well as a two-car detached garage, barn, and steel sided shed. The 50' x 72' post frame shed was added in 2015 and features a 32' x 50' heated/cooled shop on the south end complete with a 200-amp service, mini split (w/additional elec off peak heat), water heater, full concrete floor, excellent lighting, 2 overhead doors, and is lined with white steel (very nice). The north 40' is currently used for cold storage with a gravel floor and 14ft overhead door. The main home is a 1 3/4 story home with 3 Bedrooms and 1 1/4 Baths. It includes laundry hookups and one bedroom on the main floor. The "guest house" is a single-story home with 1 Bedroom, 1 Bath and a full basement. Great location just 1/2 mile north of MN Hwy 40!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Appleton Elementary SchoolGrades PK-416.4 mi
6/10

Construction

Condition

  • Year built: 1888

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,824

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,378
  • Total interior livable area: 2,378 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100174103
  • Zoning description: Residential-Single Family
  • Foundation area: 854

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 4.53 Acres
  • Lot size dimensions: 500 x 395

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Drought
Ice Storm

FEMA Declared Disasters in Chippewa County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$300$3,600
Property Taxes $167$2,004
Electricity $200$2,406
Total$2,031$24,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,634/yr
40% on housing$60,930/yr
45% on housing$54,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 56265$93
Chippewa County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 56265
Chippewa County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$279,900
2026-03-30Price change$289,900
2026-02-25Listed for sale$295,900
2026-01-20Listing removed$313,900
2025-12-11Price change$313,900
2025-11-17Price change$322,900
2025-10-28Price change$330,000
2025-10-14Price change$334,000
2025-09-26Price change$339,000
2025-09-10Price change$344,000
2025-08-13Listed for sale$349,000
2014-11-11Sold$47,000
2014-10-15Price change$50,000
2014-09-16Price change$55,000
2014-06-28Listed for sale$60,000
2014-05-20Sold$75,000
2014-02-18Listed for sale$79,900

For Sale by Agent

AgentJesse Hughes
BrokerageHughes Real Estate and Auction

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