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301 S 12th St, Montevideo, MN, 56265

1beds
1baths
572sqft
$95,000
$166price/sqft
$883/moest. monthly cost
$35,320/yrincome needed

About This Home

Your new efficiency home awaits. This cozy 572 sqft, 1 bedroom, 1 bathroom home has been updated will all new amenities and finishes. Fully remodeled and new electrical. Play in the LARGE front yard.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Montevideo Middle SchoolGrades 5-80.6 mi
7/10

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 112
  • Dimensions: 10x11.2

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 572

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 572
  • Total interior livable area: 572 sqft

Kitchen

  • Level: Main
  • Area: 108.64
  • Dimensions: 9.7x11.2

Living Room

  • Level: Main
  • Area: 189.28
  • Dimensions: 11.2x16.9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 701200260
  • Zoning description: Residential-Single Family
  • Foundation area: 572

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,710 sqft
  • Lot size dimensions: 60 x 129

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Chippewa County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$105$1,260
Property Taxes $128$1,536
Electricity $170$2,050
Total$883$10,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,274/yr
40% on housing$26,490/yr
45% on housing$23,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 56265$96
Chippewa County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 56265
Chippewa County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$95,000
2026-04-20Listing removed--
2026-01-20Listed for sale$119,500
2023-09-14Sold$65,000
2016-09-17Listing removed$57,750
2016-03-17Listed for sale$57,750

For Sale by Agent

AgentSteven James
BrokerageKuhlmann Real Estate, Inc.

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