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112 Orchard Cir, Montevideo, MN, 56265

3beds
2baths
2,456sqft
$249,000
$101price/sqft
$2,045/moest. monthly cost
$81,800/yrincome needed

About This Home

Welcome to your new home on Orchard Circle! This one-story ranch style home has a rustic meets modern exterior with a humbling relaxing, functional interior. Starting with the living room, it is a spacious soothing part of the home with a beautiful large stone embodied wood fireplace that elevates the space. It is open to the dining area that has a patio door leading to the deck. The kitchen has an updated appearance with newer matching stainless-steel appliances, ample cabinets, and warm comfort that invites you in. The upper level continues with three bedrooms and the large updated full bathroom. The lower level has a family room, two non-conforming bedrooms, a ¾ bathroom and a large laundry/utility area that also offers great storage space. With over 2200 of finished living space, there is an abundance of room for entertaining, or relaxing. This great home is located just blocks from middle and high school, various churches, and new VA facility. The home’s modern finishes from flooring, paint, lighting and doors make this home a move it ready marvel. A brand-new central air unit was also, just installed. The attached 2-car garage is insulated and heated, plus there is extra concrete drive parking for those newer drivers or extra outdoor toys. The backyard provides a private, tranquil space to grill and chill this summer. Call for a showing today!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Montevideo Middle SchoolGrades 5-80.5 mi
7/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Full,Storage Space,Sump Pump,Tile Shower

Bathroom

  • Level: Main
  • Area: 92.8
  • Dimensions: 8x11.6

Bathroom

  • Level: Basement
  • Area: 40.85
  • Dimensions: 4.3x9.5

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 8x12.5

Bedroom2

  • Level: Main
  • Area: 115
  • Dimensions: 10x11.5

Bedroom3

  • Level: Main
  • Area: 157.55
  • Dimensions: 11.5x13.7

Bedroom4

  • Level: Basement
  • Area: 142.032
  • Dimensions: 10.76x13.2

Bedroom5

  • Level: Basement
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 115
  • Dimensions: 10x11.5

Family Room

  • Level: Basement
  • Area: 352
  • Dimensions: 11x32

Features

  • Number of fireplaces: 1
  • Fireplace features: Decorative,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 940
  • Finished area above ground: 1,228

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 2,456 sqft

Kitchen

  • Level: Main
  • Area: 16.5
  • Dimensions: 11x1.5

Laundry

  • Level: Basement
  • Area: 288.6
  • Dimensions: 11.1x26

Living Room

  • Level: Main
  • Area: 253
  • Dimensions: 11.5x22

Walk In Closet

  • Level: Basement
  • Area: 44.4
  • Dimensions: 6x7.4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 702450220
  • Zoning description: Residential-Single Family
  • Foundation area: 1488

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 10,323 sqft
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 131 x 205 x 155

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Chippewa County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$277$3,324
Property Taxes $302$3,624
Electricity $207$2,485
Total$2,045$24,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,114/yr
40% on housing$61,350/yr
45% on housing$54,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 56265$93
Chippewa County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 56265
Chippewa County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-12Price change$259,000
2025-09-14Price change$267,000
2025-07-29Price change$271,900
2025-06-18Listed for sale$274,900
2021-05-04Sold$233,000
2021-03-12Pending sale$239,000
2021-02-17Listed for sale$239,000
2014-10-10Listing removed$159,900
2014-05-09Listed for sale$159,900

For Sale by Agent

AgentJoleen Marczak
BrokerageWeichert REALTORS Tower Properties

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