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112 N 4th St, Montevideo, MN, 56265

4beds
2baths
2,652sqft
$189,900
$72price/sqft
$1,593/moest. monthly cost
$63,720/yrincome needed

About This Home

Welcome to this turn of the century Victorian home located in Montevideo, MN. Situated kitty corner from a city park with a playground and within walking or biking distance of many of the city's amenities, this home offers charm, character, and convenience. Step inside the inviting front porch, a perfect place to enjoy your morning coffee or relax in the evening while staying protected from the bugs. Upon entering the home, the welcoming foyer immediately showcases the craftsmanship and care this property has received over the years. Much of the original woodwork, doors, hardware, and ornate vents/registers remain, preserving the timeless character of the home. The main level features a large formal dining room, ideal for hosting guests and holiday dinners, along with a generously sized and well-laid-out kitchen. The spacious living room provides a comfortable place to unwind after a long day. A versatile main-level den offers space for a home office, sitting room, playroom or other use. A 3/4 bathroom just off the kitchen completes the main floor. Upstairs, you'll find three nice-sized bedrooms and a second bathroom. Continue to the third level to discover a beautifully finished walk-up attic with a gas fireplace, offering excellent potential as a private retreat, kids playroom, hobby space, or additional bedroom. The basement includes the laundry and utility area, along with a large storage room for all your extras. Outside, the detached garage is accessed through the alley and includes a concrete driveway. You truly have to see this home in person to appreciate all it has to offer. Schedule your showing today!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Montevideo Middle SchoolGrades 5-81.0 mi
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Chandelier,Dishwasher,Dryer,Electric Water Heater,Water Osmosis System,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Storage Space,Unfinished

Bathroom

  • Level: Main
  • Area: 24.91
  • Dimensions: 4.7x5.3

Bathroom

  • Level: Upper
  • Area: 47.7
  • Dimensions: 9x5.3

Bedroom

  • Level: Upper
  • Area: 157.08
  • Dimensions: 13.2x11.9

Bedroom2

  • Level: Upper
  • Area: 120.12
  • Dimensions: 13.2x9.1

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 14.3x10

Bedroom4

  • Level: Third
  • Area: 371.07
  • Dimensions: 21.7x17.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Dining Room

  • Level: Main
  • Area: 211.2
  • Dimensions: 13.2x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,924

Foyer

  • Level: Main
  • Area: 101.25
  • Dimensions: 13.5x7.5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,652
  • Total interior livable area: 2,652 sqft

Kitchen

  • Level: Main
  • Area: 214.65
  • Dimensions: 13.5x15.9

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Porch

  • Level: Main
  • Area: 156.95
  • Dimensions: 21.5x7.3

Storage

  • Level: Basement
  • Area: 244
  • Dimensions: 12.2x20

Utility Room

  • Level: Basement
  • Area: 278.4
  • Dimensions: 24x11.6

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom

Details

  • Parcel number: 703750460
  • Zoning description: Residential-Single Family
  • Foundation area: 1248

Features

  • Levels: More Than 2 Stories
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Fencing: None

Lot

  • Lot size: 5,227 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 44 x 120

Parking

  • Total spaces: 1.5
  • Parking features: Detached Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Chippewa County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$211$2,532
Property Taxes $199$2,388
Electricity $223$2,684
Total$1,593$19,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,617/yr
40% on housing$47,790/yr
45% on housing$42,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 56265$95
Chippewa County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 56265
Chippewa County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$199,900
2017-03-02Sold$74,900
2016-08-10Listed for sale$74,900
2016-01-22Listing removed$74,900
2016-01-15Pending sale$74,900
2015-10-16Price change$74,900
2015-07-06Listed for sale$82,500
2014-10-02Listing removed$89,000
2014-07-17Price change$89,000
2014-05-09Price change$93,000
2013-12-11Price change$97,000
2013-04-18Listed for sale$109,000
2012-10-10Listing removed$109,000
2012-09-25Listed for sale$109,000
2005-04-01Sold$111,000

For Sale by Agent

AgentKyle Krueger
BrokerageWeichert REALTORS Tower Properties

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