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1416 Ridgeview Dr, Montevideo, MN, 56265

5beds
2baths
1,976sqft
$199,000
$101price/sqft
$1,674/moest. monthly cost
$66,960/yrincome needed

About This Home

With lots of updates to offer and a rare find of 5 bedrooms, 2 full bathrooms, with great location, and a price to sell, buyers should act now! Located on Ridgeview drive, buyers will appreciate the beautiful seasonal river views from the comforts of this updated home. Step inside and view an open concept Kitchen and Informal dining area on the main floor. There are also 2 bedrooms and a full bathroom on the main floor. The upper level has 3 more bedrooms, laundry, another full bathroom and living room area. With newer shingles, fresh paint throughout, and an attached 2 car garage, this home has a lot to offer. Call today for a showing.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
Ramsey Elementary SchoolGrades K-20.2 mi
5/10
Montevideo Middle SchoolGrades 5-81.8 mi
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bathroom

  • Level: Main
  • Area: 56
  • Dimensions: 7X8

Bathroom

  • Level: Upper
  • Area: 56
  • Dimensions: 7X8

Bedroom

  • Level: Main
  • Area: 138
  • Dimensions: 11.5X12

Bedroom2

  • Level: Main
  • Area: 104.5
  • Dimensions: 9.5X11

Bedroom3

  • Level: Upper
  • Area: 109.25
  • Dimensions: 9.5X11.5

Bedroom4

  • Level: Upper
  • Area: 117
  • Dimensions: 9X13

Bedroom5

  • Level: Upper
  • Area: 102
  • Dimensions: 8.5X12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 200
  • Dimensions: 10X20

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,976

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Utility Room

  • Level: Main
  • Area: 20
  • Dimensions: 4X5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 704400120
  • Zoning description: Residential-Single Family
  • Foundation area: 924

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 76 x 270

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Lightning

FEMA Declared Disasters in Chippewa County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$221$2,652
Property Taxes $277$3,324
Electricity $170$2,050
Total$1,674$20,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,394/yr
40% on housing$50,220/yr
45% on housing$44,640/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 56265$94
Chippewa County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 56265
Chippewa County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$199,000
2022-11-07Sold$189,500
2022-07-23Listing removed--
2022-06-27Listed for sale$210,000
2022-04-19Sold$175,000
2022-03-17Pending sale$184,900
2022-02-14Listed for sale$184,900
2021-09-14Sold$125,000
2011-05-13Sold$49,821
2008-03-13Sold$95,896
2005-09-21Sold$7,000

For Sale by Agent

AgentJoleen Marczak
BrokerageWeichert REALTORS Tower Properties

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