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1011 6th Ave, Mountain Lake, MN, 56159

3beds
1baths
3,078sqft
$97,000
$32price/sqft
$989/moest. monthly cost
$39,560/yrincome needed

About This Home

Spacious 3+ bedroom home with over 3,000 sq ft on a 0.3-acre lot, featuring an oversized insulated 2-stall attached garage. Enjoy a sunny front porch, bright living room with large picture window, and a second-floor deck overlooking the backyard. Located in a friendly, walkable neighborhood just blocks from schools, downtown, parks, and the lake. Full basement offers excellent storage or expansion potential, already equipped with plumbing for a second bathroom. Solidly built with great character, this home is ready for your personal updates and finishing touches.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
7/10
Mountain Lake SecondaryGrades 7-120.2 mi

Construction

Condition

  • Year built: 1918

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: None

Interior Area

  • Total structure area: 3,078
  • Total interior livable area: 3,078 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 226710040
  • Zoning description: Residential-Single Family
  • Foundation area: 1026

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 153 x 87

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Strong Wind
Drought
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters in Cottonwood County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$97$1,164
Property Taxes $143$1,716
Electricity $259$3,115
Total$989$11,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,908/yr
40% on housing$29,670/yr
45% on housing$26,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 56159$76
Cottonwood County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 56159
Cottonwood County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$105,000
2025-12-05Price change$110,000
2025-11-03Price change$115,000
2025-10-22Price change$117,000
2025-10-14Price change$118,000
2025-10-03Price change$119,900
2025-09-23Price change$123,000
2025-09-16Price change$124,000
2025-09-13Price change$125,000
2025-09-04Price change$127,000
2025-08-29Price change$129,000
2025-08-21Listed for sale$135,000
2021-11-06Listing removed--
2021-11-06Pending sale$154,900
2021-11-05Sold$150,000
2021-10-11Listed for sale$154,900
2021-06-18Pending sale$154,900
2021-04-09Listed for sale$154,900

For Sale by Agent

AgentBetsy Herding
BrokerageRiver's Edge Realty

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