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514 Fir Ave, Westbrook, MN, 56183

2beds
2baths
2,568sqft
$159,000
$62price/sqft
$1,433/moest. monthly cost
$57,320/yrincome needed

About This Home

Thoughtfully designed for convenient main-level living, this well-maintained rambler offers a functional layout with two bedrooms and two bathrooms. The main floor features a welcoming living room, an efficiently designed kitchen, a full bath, a dedicated laundry room, and two comfortably sized bedrooms—ideal for easy, everyday living. The lower level expands the home’s usable space with a spacious family room, an additional bathroom, ample storage, and a versatile bonus room that could serve as a future bedroom with the addition of an egress window. A flexible area provides the perfect opportunity for a hobby space, home office, or workout room. An attached two-car garage adds everyday convenience along with valuable storage. Outside, the level lot offers plenty of space for outdoor enjoyment, entertaining, or relaxation. This classic rambler presents a great opportunity to personalize and make it your own—don’t miss your chance to call it home.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished

Bathroom

  • Level: Lower

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Bedroom2

  • Level: Main
  • Area: 115
  • Dimensions: 10x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 217
  • Dimensions: 15.5x14

Family Room

  • Level: Lower
  • Area: 405
  • Dimensions: 30x13.5

Features

  • Finished area below ground: 920
  • Finished area above ground: 1,284

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,568
  • Total interior livable area: 2,568 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 294
  • Dimensions: 21x14

Storage

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 242650060
  • Zoning description: Other
  • Foundation area: 1284

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 100 x 142

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Drought
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Cottonwood County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$151$1,812
Property Taxes $263$3,156
Electricity $216$2,599
Total$1,433$17,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,131/yr
40% on housing$42,990/yr
45% on housing$38,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 56183$66
Cottonwood County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 56183
Cottonwood County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-21Listed for sale$169,000
2003-04-01Sold$64,700

For Sale by Agent

AgentLaura Deslauriers
BrokerageRE/MAX Advantage Plus

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