872 12th St, Windom, MN, 56101
About This Home
Affordable and efficient, this 2-bedroom, 1-bath home offers a practical layout and great value. The main floor features a comfortable living room, updated kitchen, full bath, and a convenient main-floor bedroom. Upstairs you'll find a second bedroom, office or flex space, and built-in storage. Kitchen appliances are included, making this home move-in ready. Recent updates include a newer furnace and central air conditioning for year-round comfort. The low-maintenance vinyl siding and durable steel roof add to the home's appeal. Situated on a generous 0.201-acre lot, the property features a large yard with plenty of room for gardening, outdoor activities, pets, or future improvements. Whether you're looking for a first home, rental property, or affordable place to call your own, this home offers a great opportunity with a functional layout, important updates, and an easy-care exterior.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Roof: Metal
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Sump Pump,Unfinished
Bathroom
- Level: Main
- Area: 42
- Dimensions: 6x7
Bedroom
- Level: Main
- Area: 99
- Dimensions: 9x11
Bedroom2
- Level: Second
- Area: 88
- Dimensions: 8x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 846
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,182
- Total interior livable area: 846 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 11x13
Living Room
- Level: Main
- Area: 143
- Dimensions: 11x13
Office
- Level: Second
- Area: 42
- Dimensions: 6x7
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 251600650
- Zoning description: Residential-Single Family
- Foundation area: 336
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 8,755 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 55 x 159
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Cottonwood County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $503 | $6,036 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $117 | $1,404 |
| Electricity | $170 | $2,050 |
| Total | $894 | $10,728 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-22 | Listed for sale | $99,500 |
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