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2395 Douglas St, Windom, MN, 56101

2beds
2baths
2,160sqft
$189,000
$88price/sqft
$1,500/moest. monthly cost
$60,000/yrincome needed

About This Home

Excellent location in a very quiet neighborhood on a cul-de-sac off River Road in the NW part of Windom. This one-story home has an open floor plan with adjoining kitchen, eating area, and living room with vaulted ceilings, front entrance with double closet, two nice sized bedrooms, and bathroom. The full basement is ready to be completely finished. The family room has all new wiring to recessed lighting and several outlets. There is potential for a third and fourth bedroom, ¾ bathroom, and laundry / mechanical room with forced air furnace, CB electrical, owned water softener, and hot water heater. Property has an attached double garage with openers and insulated doors. The exterior has vinyl siding, patio area to the back, storage shed and dog kennel on a nice sized lot. Schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Property

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters in Cottonwood County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$198$2,376
Property Taxes $165$1,980
Electricity $182$2,186
Total$1,500$18,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,428/yr
40% on housing$45,000/yr
45% on housing$40,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 56101$94
Cottonwood County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 56101
Cottonwood County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentKelly Brown
BrokerageMayberry Realty

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