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324 7th St, Windom, MN, 56101

2beds
1baths
1,812sqft
$135,000
$75price/sqft
$997/moest. monthly cost
$39,880/yrincome needed

About This Home

Come and enjoy this beautiful 2 bedroom 1 bath home close to downtown Windom. This home is move in ready and has a nice family room with a gas burning fireplace to enjoy during the cool fall and cold winter days to come.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Windom Area ElementaryGrades K-51.1 mi
4/10
Windom Middle SchoolGrades 6-81.1 mi
5/10
Windom Senior High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 55
  • Dimensions: 5x11

Bedroom

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Bedroom2

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,812

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Kitchen

  • Level: Main
  • Area: 162
  • Dimensions: 9x18

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 6x9

Living Room

  • Level: Main
  • Area: 322
  • Dimensions: 14x23

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom

Details

  • Parcel number: 253610030
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1812

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 3,000 sqft
  • Lot size dimensions: 30 x 100

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Tornado
Drought
Heat Wave

FEMA Declared Disasters in Cottonwood County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$141$1,692
Property Taxes $4$48
Electricity $170$2,050
Total$997$11,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,182/yr
40% on housing$29,910/yr
45% on housing$26,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 56101$96
Cottonwood County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 56101
Cottonwood County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-16Price change$148,000
2025-09-04Price change$149,000
2025-06-20Listed for sale$154,900
2005-05-01Sold$65,000

For Sale by Agent

AgentSocorro Adame-Caballero
BrokerageRiver's Edge Realty

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