32466 County Road 45, Bingham Lake, MN, 56118
About This Home
Welcome to this move-in ready 4-bedroom, 2-bath home situated on a peaceful 4.35 acre property, offering the perfect blend of country living and modern comfort. This well maintained home features an attached two-stall garage, maintenance-free vinyl siding, and a brand-new roof installed in 2025. Inside, you’ll find a spacious open concept layout connecting the living room, dining area, and kitchen—ideal for both everyday living and entertaining. Both bathrooms feature comfortable in floor heat, and the home offers the flexibility to relocate the laundry to the main floor if desired. Outside, you’ll appreciate the space and versatility this property has to offer, complete with a machine shed and grain bins. If you’ve been dreaming of a quiet country setting with room to spread out while still enjoying a move-in ready home, this property is a must see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Finished
Bedroom
- Level: Main
- Area: 132
- Dimensions: 11x12
Bedroom2
- Level: Main
- Area: 143
- Dimensions: 11x13
Bedroom3
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom4
- Level: Lower
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 132
- Dimensions: 11x12
Family Room
- Level: Lower
- Area: 297
- Dimensions: 11x27
Features
- Finished area below ground: 688
- Finished area above ground: 1,248
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,496
- Total interior livable area: 1,936 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 11x12
Property
Accessibility
- Accessibility features: Doors 36"+
Details
- Parcel number: 040030200
- Zoning description: Agriculture,Residential-Single Family
- Foundation area: 1248
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 4.35 Acres
- Lot size dimensions: 4.35 acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Drought
- Heat Wave
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cottonwood County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $241 | $2,892 |
| Electricity | $170 | $2,050 |
| Total | $2,094 | $25,128 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $285,000 |
| 2020-07-15 | Sold | $170,000 |
| 2020-07-14 | Pending sale | $189,900 |
| 2019-09-27 | Listed for sale | $189,900 |
| 2006-08-01 | Sold | $126,500 |
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