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38492 470th Ave, Windom, MN, 56101

0beds
0baths
--sqft
$165,000
--price/sqft
$1,306/moest. monthly cost
$52,240/yrincome needed

About This Home

Discover the perfect canvas for your next venture with this prime acreage opportunity. Offered strictly "as-is" for land value alone, this property is ideal for anyone seeking buildable acreage or a private hunting ground. This 17.3- currently has fenced-in pasture land with several outbuildings that currently do house horses.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Windom Middle SchoolGrades 5-83.6 mi
5/10
Windom Senior High SchoolGrades 9-123.6 mi
4/10
Windom Area ElementaryGrades PK-43.6 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080020400
  • Zoning description: Agriculture
  • Foundation area: 500

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 17.30 Acres
  • Lot size dimensions: 0

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters in Cottonwood County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$173$2,076
Property Taxes $129$1,548
Electricity $170$2,050
Total$1,306$15,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,777/yr
40% on housing$39,180/yr
45% on housing$34,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 56101$94
Cottonwood County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 56101
Cottonwood County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$165,000
2026-07-01Price change$165,000
2026-05-13Listed for sale$180,000
2002-11-01Sold$331,100

For Sale by Agent

AgentJean Marie Fast
BrokerageEXIT Realty - Great Plains

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