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58851 245th Ave, Mantorville, MN, 55955

4beds
2baths
2,077sqft
$619,900
$298price/sqft
$4,122/moest. monthly cost
$164,880/yrincome needed

About This Home

Pre-Inspected- This acreage home welcomes you with a secluded country setting 20 minutes to Rochester, nestled in the woods just off a paved county road. A circular driveway leads to a colorful garden entryway. This home features a backyard paradise with a vast flat lawn, apple trees, vegetable garden and 6/10 of a mile of groomed grass trails, two desirable outbuildings, including a 34’ x 52’ pole building with 14’ sidewalls, perfect for a full-sized motorhome, or your personal collection, plus a 38’ x 44’ detached 4-car heated garage/ workshop. Inside, the main foyer opens onto a great room with a vaulted knock down textured ceiling and a spacious tile kitchen with a large center island, perfect for family gatherings, and a convenient main floor laundry and bath that connects the home to an attached oversized finished 2-car garage. You’ll find three bedrooms on the upper level, a pass through bath with heated floors connected to the primary bedroom with access to a balcony. Relax and entertain in the walkout lower level with a large family room featuring a stunning stone wall with fireplace, and a 19 x 40 storage/ workshop. New roof in 2019,new water heater 2025. New septic is scheduled for installation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Egress Window(s),Finished

Bathroom

  • Level: Main
  • Area: 50
  • Dimensions: 5x10

Bathroom

  • Level: Upper
  • Area: 104.4
  • Dimensions: 11.6x9

Bedroom

  • Level: Upper
  • Area: 135.2
  • Dimensions: 10.4x13

Bedroom2

  • Level: Upper
  • Area: 116
  • Dimensions: 11.6x10

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom4

  • Level: Lower
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 260
  • Dimensions: 20x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Decorative,Family Room
  • Fireplace: Yes
  • Finished area below ground: 560
  • Finished area above ground: 1,517

Foyer

  • Level: Main
  • Area: 16
  • Dimensions: 4x4

Heating & Cooling

  • Heating features: Baseboard,Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,637
  • Total interior livable area: 2,077 sqft

Kitchen

  • Level: Main
  • Area: 273
  • Dimensions: 21x13

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Utility Room

  • Level: Lower
  • Area: 380
  • Dimensions: 20x19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 130041200
  • Zoning description: Residential-Single Family
  • Foundation area: 1120

Features

  • Levels: Four or More Level Split
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 10 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 331 x 1266

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached Garage,Gravel,Garage,Guest,Heated Garage,Insulated Garage,Multiple Garages,RV Access/Parking,Storage,Tandem Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Lightning

FEMA Declared Disasters in Dodge County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,134$37,608
Home Insurance *$405$4,860
Property Taxes $408$4,896
Electricity $175$2,102
Total$4,122$49,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,325/yr
40% on housing$123,660/yr
45% on housing$109,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 55955$205
Dodge County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 55955$192
Dodge County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$619,900
2026-07-27Price change$619,900
2026-07-20Listed for sale$629,900

For Sale by Agent

AgentDavid Birka
BrokerageColdwell Banker River Valley,

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