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300 Kirkwood St E, Lanesboro, MN, 55949

2beds
2baths
1,716sqft
$299,000
$174price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

Charming 2 bedroom, 2 bath home on large lot overlooking Sylvan Park. Formal dining room, living room, new modern kitchen cabinets installed in 2025, main floor laundry. Newer windows, wood floors, vinyl siding, re-shingled roof in 2025, enclosed porch, 3 large storage sheds, private backyard and a heated 2 car detached garage. Lower level has 1/2 bath. Located right next to Lanesboro Schools.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
Lanesboro SecondaryGrades 7-120.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,716 sqft

Property

Details

  • Parcel number: 190248000

Features

  • Exterior features: Other,Shingle,Vinyl,Cement / Concrete
  • Has view: Yes
  • View description: Park,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Fillmore County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$177$2,124
Property Taxes $372$4,464
Electricity $170$2,050
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 55949$153
Fillmore County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 55949$132
Fillmore County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$299,000
2017-07-10Sold$135,000
2017-06-27Pending sale$139,900
2017-05-07Price change$139,900
2017-03-30Price change$144,900
2016-09-12Listed for sale$149,500
2014-11-12Sold$96,000
2012-06-29Sold$95,000

For Sale by Owner

AgentProperty Owner

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