




504 Main St SE, Chatfield, MN, 55923
About This Home
Bespoke cottage charm in the heart of Chatfield. Thoughtfully and completely renovated by Ring and Bird Design, this one-of-a-kind cottage-style home is a rare blend of authentic character and modern comfort. Original fir hardwood floors have been lovingly refinished throughout the main level and staircase, original hardware and vintage light fixtures restored, and the dining area retains its original wallpaper-- details that give this home a soul you simply can't replicate. The kitchen shines with new cabinetry featuring brass hardware, quartzite countertops, a quartz composite sink, and retro-style appliances that honor the home's vintage personality. Freshly painted interiors in soothing neutral tones make every room feel calm and welcoming from the moment you walk in. Step outside yourself on the large, welcoming three-season front porch - the kind of space that turns neighbors into friends - or slip out back to the smaller rear porch, complete with custom boot racks. The oversized bonus room with new carpeting gives you flexibility for whatever life requires, and the two-car garage has been freshly painted. The yard has been regraded and reseeded. Newer roof and mechanicals. Pre-inspected and move-in ready. Staging items may be available under a separate personal property agreement.
Getting Around
Schools
Construction
Condition
- Year built: 1881
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Exhaust Fan,Freezer,Gas Water Heater,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Basement,Sink
Basement
- Has basement: Yes
- Basement: Crawl Space,Daylight,Storage Space
Bathroom
- Level: Main
- Area: 16
- Dimensions: 4x4
Bathroom
- Level: Upper
- Area: 48
- Dimensions: 6x8
Bedroom
- Level: Main
- Area: 88
- Dimensions: 11x8
Bedroom2
- Level: Upper
- Area: 165
- Dimensions: 11x15
Bedroom3
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
- Area: 162
- Dimensions: 9x18
Dining Room
- Level: Main
- Area: 195
- Dimensions: 15x13
Features
- Fireplace features: Decorative
- Finished area below ground: 0
- Finished area above ground: 1,349
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,892
- Total interior livable area: 1,349 sqft
Kitchen
- Level: Main
- Area: 99
- Dimensions: 11x9
Laundry
- Level: Basement
- Area: 660
- Dimensions: 30x22
Living Room
- Level: Main
- Area: 165
- Dimensions: 11x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 260197000
- Zoning description: Residential-Single Family
- Foundation area: 552
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed,Front Porch,Rear Porch
- Fencing: None
Lot
- Lot size: 7,840 sqft
- Features: Corner Lot
- Lot size dimensions: 124 x 60
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fillmore County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $303 | $3,636 |
| Electricity | $170 | $2,050 |
| Total | $1,936 | $23,232 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $250,000 |
| 2019-03-08 | Sold | $100,000 |
