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1854 State 76, Houston, MN, 55943

2beds
3baths
1,360sqft
$360,000
$265price/sqft
$2,577/moest. monthly cost
$103,080/yrincome needed

About This Home

This well-maintained ranch-style home offers comfortable country living on 2.23 acres, in a convenient, highly desirable location. It is right alongside state highway 76, 6 miles from Houston, 8 miles from I-90 and 17 miles from Winona. This home features 2 bedrooms, 3 bathrooms, and a spacious partially finished lower level. Besides the 2-car attached garage, there is a 30x30 storage building, offering plenty of room for all your vehicles and storage needs. This property has been carefully cared for and is move-in ready.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Houston Elementary SchoolGrades PK-64.7 mi
7/10
Houston SecondaryGrades 7-124.7 mi
6/10
Minnesota Virtual AcademyGrades 9-124.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Age Over 8 Years,Asphalt,Composition
  • Construction materials: Post and Beam,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Partially Finished,Storage Space,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Bathroom

  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Bathroom

  • Level: Lower
  • Area: 42
  • Dimensions: 6x7

Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Family Room

  • Level: Lower
  • Area: 400
  • Dimensions: 16x25

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 460
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,360 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 16x19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R100130004
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1809

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None
  • Topography of land: Level,Sloped,Walkout

Lot

  • Lot size: 2.23 Acres
  • Features: Suitable for Horses,Tree Coverage - Light
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Houston County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$187$2,244
Property Taxes $400$4,800
Electricity $170$2,050
Total$2,577$30,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,354/yr
40% on housing$77,310/yr
45% on housing$68,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 55943
Houston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55943$265
Houston County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$360,000

For Sale by Agent

AgentPete Peterson
BrokerageEdina Realty, Inc.

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