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103 W South St, Caledonia, MN, 55921

5beds
2baths
4,085sqft
$294,900
$72price/sqft
$2,344/moest. monthly cost
$93,760/yrincome needed

About This Home

Step into timeless charm with this beautifully maintained 1905 home, filled with character at every turn! From the moment you enter, you’ll appreciate the stunning natural woodwork, open staircase, and gorgeous original hardwood floors that showcase the home’s rich history. The main level offers both functionality and comfort with a convenient primary suite and main floor laundry. Enjoy cozy evenings by the fireplace or relax in the inviting parlor—perfect for entertaining or quiet nights at home. Thoughtful updates include newer windows and updated electrical, blending modern convenience with classic style. Upstairs, you’ll find an updated bathroom and a charming bedroom with access to the cutest private back deck—just the right size for a couple of chairs and your morning coffee. Outside, this property continues to impress with a 3+ car heated garage, new concrete, a cozy firepit area, and beautiful garden spaces. The covered front porch with composite decking is simply amazing—ideal for relaxing and taking in the surroundings. With abundant storage in the basement and character you just can’t replicate, this home is truly one-of-a-kind!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
6/10
Caledonia Middle SchoolGrades 6-80.9 mi
8/10

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,885

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,085
  • Total interior livable area: 4,085 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Upper

Sitting Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R210825000
  • Zoning description: Residential-Single Family
  • Foundation area: 1200

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch
  • Fencing: None

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Houston County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$231$2,772
Property Taxes $278$3,336
Electricity $344$4,134
Total$2,344$28,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,365/yr
40% on housing$70,320/yr
45% on housing$62,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 55921$117
Houston County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 55921$150
Houston County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$327,900
2022-04-01Sold$205,000
2022-03-02Pending sale$219,000
2022-01-13Price change$219,000
2021-11-19Listed for sale$235,000

For Sale by Agent

AgentKelly Meyer
BrokerageKeller Williams Premier Realty

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