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232 1st AVENUE SW SW, Spring Grove, MN, 55974

3beds
2baths
1,366sqft
$175,000
$128price/sqft
$1,383/moest. monthly cost
$55,320/yrincome needed

About This Home

Discover cozy charm in this inviting 3-bedroom, 1.5-bath, 1.5-story home nestled in the heart of Spring Grove. The main floor welcomes you with warm rustic touches and wooden accents that create a sense of comfort and character, featuring one bedroom and a full bathroom for easy main-level living. Upstairs, you'll find two additional bedrooms, a convenient half bath, and a non-conforming bonus room--perfect for a home office, playroom, or guest space. Ideally located close to local amenities, this home blends small-town charm with everyday convenience.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
8/10
Spring Grove SecondaryGrades 7-120.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1946

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Partial,Partially Finished

Bathroom

  • Features: Tub Only,Ceramic Tile,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 130

Bedroom3

  • Level: Upper
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108

Features

  • High Speed Internet

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,366
  • Total interior livable area: 1,366 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 169

Master Bedroom

  • Level: Upper
  • Area: 238

Office

  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: 260126000
  • Zoning: Res
  • Exclusions: Seller's Personal Property.

Features

  • Levels: One and One Half
  • Stories: 1
  • Living area range: 1251-1500

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,3 Car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Heat Wave
Landslide

FEMA Declared Disasters in Houston County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$134$1,608
Property Taxes $195$2,340
Electricity $170$2,050
Total$1,383$16,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,417/yr
40% on housing$41,490/yr
45% on housing$36,880/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 55974$113
Houston County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 55974$159
Houston County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Contingent$185,000
2026-04-15Listed for sale$185,000
2025-11-13Listing removed$185,000
2025-08-15Listed for sale$185,000
2019-07-16Sold$121,500
2019-06-04Pending sale$122,900
2019-01-22Price change$122,900
2018-10-25Listed for sale$124,900
2018-10-18Pending sale$124,900
2018-09-25Listed for sale$124,900
2018-08-27Pending sale$124,900
2018-06-18Listed for sale$124,900

For Sale by Agent

AgentCole Purdy
BrokerageNextHome Prime Real Estate

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