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214 River St, Jackson, MN, 56143

2beds
1baths
1,632sqft
$199,000
$122price/sqft
$1,645/moest. monthly cost
$65,800/yrincome needed

About This Home

Perched on a private, elevated lot, this one-of-a-kind 2-bedroom home offers breathtaking panoramic views of the river, downtown, and the courthouse while providing a peaceful setting surrounded by nature. Built in 1900, this well-maintained home blends timeless character with modern updates, including the roof, siding, furnace, windows, and central air conditioning. Inside, you'll find 1,632 finished square feet featuring an open floor plan filled with natural light, beautiful original woodwork, and inviting living spaces. The spacious primary bedroom is a true retreat with vaulted ceilings, exposed wood beams, skylights, a private sink, and a generous walk-in closet that could also serve as a nursery, home office, or potential third bedroom. Additional highlights include main-floor laundry, a walk-out basement, and a single attached tuck-under garage. Step outside to enjoy the elevated deck, attractive landscaping, and frequent visits from local wildlife, all while taking in some of the area's most spectacular views. This is a rare opportunity to own a home that offers exceptional privacy, charm, and an unbeatable location.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 720

Basement

  • Has basement: Yes
  • Basement: Partial,Garage,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Carpet
  • Finished area above ground: 1,632

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 1,632 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 23.024.2840
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Private,River,Scenic,Street,Water
  • Has water view: Yes
  • Water view: River,Water

Lot

  • Features: Trees

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Jackson County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$249$2,988
Property Taxes $220$2,640
Electricity $170$2,050
Total$1,645$19,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,400/yr
40% on housing$49,350/yr
45% on housing$43,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 56143$111
Jackson County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 56143
Jackson County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$199,000
2024-11-08Listing removed$189,000
2024-09-10Price change$189,000
2024-08-20Listed for sale$199,000
1991-01-09Sold$3,254

For Sale by Agent

AgentScott Bahr
BrokerageBull Market Realty

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