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119 Thomas Hill Rd, Jackson, MN, 56143

3beds
3baths
3,008sqft
$239,900
$80price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Charming ranch with character, set on a huge 2/3-acre lot. Main level offers 3 bedrooms, 2 baths, an open kitchen/dining area, and new modern flooring throughout. Patio doors lead to a deck and lower patio - perfect for outdoor entertaining. All appliances convey. Large two-car garage features drive-through doors and basement access. Finished basement adds flexible living space with a family room w/ gas fireplace, full bath, large shop, office, laundry, storage room, and potential for 1-2 additional bedrooms. Two garden sheds complete the outdoor amenities. Great opportunity for comfortable single-level living plus expanded lower-level space.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 1504

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Garage,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,504

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 3,008
  • Total interior livable area: 3,008 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 23.024.3220
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Deck
  • Has view: Yes
  • View description: City,Scenic,Street,Wooded

Lot

  • Lot size: 0.67 Acres
  • Features: Room For Tennis,Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Jackson County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$300$3,600
Property Taxes $221$2,652
Electricity $253$3,044
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 56143$114
Jackson County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 56143
Jackson County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$249,000
2026-04-06Contingent$249,000
2026-03-31Listed for sale$249,000

For Sale by Agent

AgentScott Bahr
BrokerageBull Market Realty

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