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821 Park St, Jackson, MN, 56143

5beds
2baths
3,081sqft
$184,000
$60price/sqft
$1,616/moest. monthly cost
$64,640/yrincome needed

About This Home

Fully updated 5-bedroom, 2-bath home offering modern finishes and true move-in ready condition—rare at this price point! This property features a spacious yard, inviting layout, and bright, updated interior, along with an oversized single-stall tuck-under garage complete with workbench. The main level offers four bedrooms, a full bath with double-sink vanity, lots of natural light, generous closet space, and convenient hall laundry with additional storage. The large eat-in kitchen provides abundant cabinetry, stainless steel appliances, and great functionality, complemented by a formal dining room with built-ins and large wrap around windows. A spacious entryway leads to the expansive living room with floor to ceiling windows brings in excellent natural light and overlooks the newly poured concrete driveway and river on one side, and the open large lawn on the other. Enjoy easy access to the backyard from the rear entry, leading to a deck with pergola and a sizable yard—ideal for outdoor use. The lower level includes a fifth non-conforming bedroom, expansive family room, ¾ bath, and additional storage room. Some of the recent updates include new carpet, waterproof LVP flooring, paint, and tile throughout, enhancing the home’s clean, modern feel. Natural hardwood floors in 3 main floor bedrooms compliments the beautiful neutral wood work throughout. The attached garage offers flexibility for parking, workshop use, or storage. Don't miss this one! Call to set up a showing. Owner is agent.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,In Hall,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Storage Space

Bathroom

  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Bathroom

  • Level: Lower
  • Area: 44
  • Dimensions: 11x4

Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Bedroom2

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Bedroom3

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom4

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom5

  • Level: Lower
  • Area: 300
  • Dimensions: 25x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 592
  • Finished area above ground: 2,181

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 3,081
  • Total interior livable area: 3,081 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Living Room

  • Level: Main
  • Area: 322
  • Dimensions: 23x14

Living Room

  • Level: Lower
  • Area: 322
  • Dimensions: 23x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 233010090
  • Zoning description: Residential-Single Family
  • Foundation area: 2285

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Fencing: None

Lot

  • Lot size: 10,497 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 70 x 150

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete,Garage Door Opener,Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Jackson County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $930$11,160
Home Insurance *$230$2,760
Property Taxes $197$2,364
Electricity $259$3,118
Total$1,616$19,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,405/yr
40% on housing$48,480/yr
45% on housing$43,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 56143$116
Jackson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 56143
Jackson County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$199,000
2024-04-29Sold$125,000
2024-02-17Price change$139,900
2023-11-01Listed for sale$149,900

For Sale by Agent

AgentJacqui Wilczek
BrokeragePremier Real Estate Services

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