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1023 South St, Jackson, MN, 56143

6beds
2baths
3,104sqft
$45,000
$14price/sqft
$577/moest. monthly cost
$23,080/yrincome needed

About This Home

Seller holds equitable interest in the property. Transaction may involve an assignment of contract.Discover the incredible potential of this charming residence situated on a spacious double lot in Jackson. Originally a duplex, this unique home offers significant flexibility with two kitchens—including an updated main kitchen—and two separate basement areas. The interior features a mix of hardwood, vinyl, and carpet, providing a solid foundation for your personal touch and fresh paint. Enjoy the freedom of a property with no HOA and plenty of room to grow. Whether you're looking for a large single-family home or a multi-generational setup, this is a must-see!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1892

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,761

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,104
  • Total interior livable area: 3,104 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 234230010
  • Zoning description: Residential-Single Family
  • Foundation area: 880

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 140 x 106

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Jackson County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$56$672
Property Taxes $33$396
Electricity $261$3,141
Total$577$6,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,782/yr
40% on housing$17,310/yr
45% on housing$15,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$14This listing

vs Other Active Listings

Avg $/sqft

ZIP 56143$121
Jackson County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 56143
Jackson County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$45,000
2026-02-25Price change$55,000
2026-02-10Listed for sale$64,500
1993-10-14Sold$25,000

For Sale by Agent

AgentJeffrey Hagel
BrokerageJeff Hagel

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