416 Plum St, Lakefield, MN, 56150
About This Home
**This property comes with a Home Warranty** This charming 3-bedroom, 2-bathroom home has been beautifully updated while still showcasing its character. The main level offers a half bath, laundry hookups, and a spacious living room highlighted by an open staircase and a stunning leaded glass window. A bright 3-season front porch adds extra living space to enjoy throughout much of the year, and an enclosed back entry provides convenient extra storage. Upstairs, you’ll find three comfortable bedrooms and a full bathroom. Recent updates include a new roof, new windows, fresh exterior paint, an updated kitchen, new flooring, modern lighting, and new carpet in the bedrooms. Outside, the large yard and 1-car garage complete the package. Thoughtful updates paired with timeless details make this home move-in ready.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Block
Bathroom
- Level: Main
- Area: 33.75
- Dimensions: 7.5x4.5
Bathroom
- Level: Upper
- Area: 57.75
- Dimensions: 5.5x10.5
Bedroom
- Level: Upper
- Area: 126.5
- Dimensions: 11.5x11
Bedroom2
- Level: Upper
- Area: 126.5
- Dimensions: 11.5x11
Bedroom3
- Level: Upper
- Area: 110.25
- Dimensions: 10.5x10.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,370
Heating & Cooling
- Heating features: Boiler
- Cooling features: None
Interior Area
- Total structure area: 1,952
- Total interior livable area: 1,952 sqft
Kitchen
- Level: Main
- Area: 282
- Dimensions: 23.5x12
Laundry
- Level: Main
- Area: 61.75
- Dimensions: 6.5x9.5
Living Room
- Level: Main
- Area: 250
- Dimensions: 20x12.5
Mud Room
- Level: Main
- Area: 68
- Dimensions: 8x8.5
Other
- Level: Main
- Area: 118.25
- Dimensions: 21.5x5.5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 242000750
- Zoning description: Residential-Single Family
- Foundation area: 600
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 50 x 140
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Tornado
- Drought
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $768 | $9,216 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $197 | $2,364 |
| Electricity | $170 | $2,050 |
| Total | $1,322 | $15,864 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $152,000 |
| 2025-09-19 | Listed for sale | $157,000 |
| 2022-09-22 | Listing removed | -- |
| 2022-09-12 | Price change | $60,000 |
| 2022-08-23 | Listed for sale | $65,000 |
| 1992-04-03 | Sold | $10,000 |
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