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54040 810th St, Jackson, MN, 56143

2beds
1baths
2,035sqft
$225,000
$111price/sqft
$1,727/moest. monthly cost
$69,080/yrincome needed

About This Home

This two-bedroom, one-bath home sits on 3 peaceful acres. Restoration has been started, leaving the perfect opportunity for you to add the finishing touches and bring it fully to life. The owner has finished the outside walls. Also, does have some material left over, that stays with property. Owner will also help with finishing touches.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,035

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,035
  • Total interior livable area: 2,035 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050010450
  • Zoning description: Residential-Single Family
  • Foundation area: 2035

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 3.78 Acres
  • Lot size dimensions: 150 x 1000

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Drought
Lightning

FEMA Declared Disasters in Jackson County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$282$3,384
Property Taxes $137$1,644
Electricity $171$2,059
Total$1,727$20,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,211/yr
40% on housing$51,810/yr
45% on housing$46,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 56143$110
Jackson County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 56143
Jackson County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Listed for sale$225,000
2014-04-11Sold$49,500
2013-10-08Listing removed$78,900
2013-09-05Listed for sale$78,900
2006-07-25Sold$59,500

For Sale by Agent

AgentMichael Schwartz
BrokerageEXIT Realty - Great Plains

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