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3231 Highway 65, Mora, MN, 55051

3beds
2baths
2,391sqft
$799,900
$335price/sqft
$5,186/moest. monthly cost
$207,440/yrincome needed

About This Home

Discover a rare 249.21± acre recreational retreat in Kanabec County offering the perfect balance of privacy, productivity, and year-round outdoor adventure. This remarkable property features a classic 3-bedroom, 2-bath farmhouse along with two spacious storage buildings—ideal for housing ATVs, snowmobiles, boats, and all your outdoor gear. The land is predominantly high ground and thoughtfully improved, with approximately 28 acres of tillable acreage, nearly 200 acres of mature hardwood timber, and a 2023 reforestation project that introduced 1,600 new trees to enhance bedding, browsing, and long-term habitat development. The result is a property that is both scenic and strategically designed for wildlife along with multiple food plots in place. Outdoor enthusiasts will appreciate the exceptional hunting opportunities for deer, bear, turkey, and upland game. Multiple ponds and a stream enrich the landscape and create excellent waterfowl habitat. An established trail system provides convenient access throughout the property, while a small on-site gravel pit offers valuable material for maintaining and expanding trails. Adding even more recreational value, the property adjoins 751 acres of landlocked state land, significantly expanding your accessible hunting and exploration opportunities. Located just 15 minutes from Mille Lacs Lake and approximately 90 minutes from the Twin Cities, this property delivers the rare combination of seclusion and convenience ideal as a hunting retreat, weekend escape, or legacy investment for generations to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Trailview Elementary SchoolGrades PK-611.8 mi
8/10
Mora SecondaryGrades 7-1212.4 mi
--
Fairview Elementary SchoolGrades PK-213.1 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Den

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,351

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,391
  • Total interior livable area: 2,391 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Mud Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120032000
  • Zoning description: Agriculture,Residential-Single Family
  • Wooded area: 8712000
  • Foundation area: 1040

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Wire
  • Waterfront features: Creek/Stream
  • Topography of land: Gently Rolling,High Ground,Hilly,Meadow,Pasture,Rolling,Wooded

Lot

  • Lot size: 249.21 Acres
  • Features: Property Adjoins Public Land,Suitable for Horses,Tillable,Tree Coverage - Heavy,Tree Coverage - Medium
  • Lot size dimensions: 5000 x 2630

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Kanabec County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$573$6,876
Property Taxes $368$4,416
Electricity $201$2,419
Total$5,186$62,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,805/yr
40% on housing$155,580/yr
45% on housing$138,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 55051$142
Kanabec County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 55051
Kanabec County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$799,900

For Sale by Agent

AgentDaniel Rollings
BrokerageExit Realty Nexus

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