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2065 315th Ave, Isle, MN, 56342

4beds
3baths
4,100sqft
$825,000
$201price/sqft
$5,975/moest. monthly cost
$239,000/yrincome needed

About This Home

Located near Isle in Kanabec County, Minnesota, this 20-acre property offers a combination of residential comfort and usable land suitable for recreation, hunting, or your outdoor hobbies. The property includes a 4-bedroom, 3-bathroom home with functional features and a new outbuilding built in 2025. This home features an open main-level floor plan with vaulted ceilings and a skylight that allows for amazing natural light. The living room includes a gas-burning fireplace, and the primary bedroom is conveniently located on the main level. The kitchen features a large center island, stainless steel appliances, including an indoor grill, and ample space for cooking and entertaining. The upper level includes two bedrooms, a bathroom, and a large lofted space that overlooks the main level living room. The additional finished space above the garage can serve as a fourth bedroom, family room, or flex space, depending on your needs. The lower level offers an unfinished walk-out basement, providing an opportunity for future finishing or storage. The property is equipped with geothermal, in-floor heating, which supplements your AC/heating needs. Outdoor features include a 62 x 16’ deck that spans the back of the home, with access from the living room, dining area, and primary bedroom. A large covered front porch overlooks a landscaped yard and offers many breathtaking views. A new 64 x 40’ pole building, constructed in 2025, provides space for equipment, vehicles, or storage. A garden shed is also included. The land consists of a mix of open and wooded areas, offering opportunities for hunting, recreation, or small-scale agricultural use such as gardening or a hobby farm. The septic system was replaced in 2023. An additional 52 wooded acres is available for purchase. This property offers a flexible setup for those looking for space in a rural setting while remaining within reach of Isle and surrounding communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Trailview Elementary SchoolGrades PK-610.8 mi
8/10
Mora SecondaryGrades 7-1211.4 mi
--
Fairview Elementary SchoolGrades PK-212.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Water Filtration System,Water Osmosis System,Indoor Grill,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Bedroom2

  • Level: Upper
  • Area: 238
  • Dimensions: 17x14

Bedroom3

  • Level: Upper
  • Area: 266
  • Dimensions: 19x14

Bedroom4

  • Level: Upper
  • Area: 406
  • Dimensions: 29x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,100

Flex Room

  • Level: Upper
  • Area: 234
  • Dimensions: 18x13

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Geothermal,In-Floor Heating
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 4,100 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Level: Main
  • Area: 361
  • Dimensions: 19x19

Office

  • Level: Upper
  • Area: 266
  • Dimensions: 19x14

Other

  • Level: Main
  • Area: 15
  • Dimensions: 5x3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120042010
  • Zoning description: Residential-Single Family
  • Foundation area: 1704

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Deck,Front Porch,Rear Porch

Lot

  • Lot size: 20 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Kanabec County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$500$6,000
Property Taxes $959$11,508
Electricity $345$4,149
Total$5,975$71,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,857/yr
40% on housing$179,250/yr
45% on housing$159,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 56342$79
Kanabec County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 56342
Kanabec County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$825,000
2025-10-01Listing removed$895,000
2025-03-25Listed for sale$895,000
2024-10-09Listing removed$888,900
2024-08-10Listed for sale$888,900
2024-06-20Listing removed--
2024-05-16Price change$889,900
2024-03-03Listed for sale$899,000
2023-11-02Listing removed--
2023-06-19Price change$975,000
2023-05-08Price change$949,900
2023-03-06Price change$985,000
2022-12-27Listed for sale$995,000
2022-12-10Listing removed--
2022-09-09Listed for sale$1,195,000
2022-08-31Listing removed--
2022-07-07Price change$1,395,000
2022-06-16Listed for sale$1,495,000

For Sale by Agent

AgentKaila Carroll
BrokerageWhitetail Properties Real Estate

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