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930 Highway 65 S, Mora, MN, 55051

3beds
4baths
3,125sqft
$499,000
$160price/sqft
$3,592/moest. monthly cost
$143,680/yrincome needed

About This Home

A Private Retreat with Room to Grow – Just Minutes from Mora Enjoy the best of both worlds with this beautifully maintained two-story home set on 6 wooded acres—offering peaceful seclusion while being just a short drive from the heart of Mora. Built in 2002, this spacious and thoughtfully designed home features a main-level primary suite and laundry, a finished basement, and multi-zoned forced air and in-floor heating for year-round comfort. Whether you're hosting gatherings or enjoying quiet evenings at home, the open layout and natural surroundings make daily living feel like a retreat. Step outside and you'll find yourself surrounded by tall pines, landscaped gardens, and wide-open space for recreation or relaxation. A large pole barn adds functionality for storage, hobbies, or future business needs. With conditional use options available, this property holds potential for a home-based business, hobby farm, or even subdivision. This is more than just a home—it’s an opportunity to enjoy a peaceful lifestyle with flexibility and future value. Ideal for anyone looking to put down roots in a private, spacious setting that doesn’t sacrifice proximity to town conveniences. Buyer and buyer’s agent to verify all information and measurements.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
8/10
Mora SecondaryGrades 7-120.9 mi
8/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Storage Space,Sump Pump

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,863

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,125
  • Total interior livable area: 3,125 sqft

Kitchen

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 220259500
  • Zoning description: Residential-Single Family
  • Foundation area: 1263

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Fencing: None

Lot

  • Lot size: 6.20 Acres
  • Features: Irregular Lot,Tree Coverage - Heavy,Tree Coverage - Medium
  • Lot size dimensions: irregular

Parking

  • Total spaces: 6
  • Parking features: Detached Garage,Gravel,Asphalt,No Int Access to Dwelling,Other
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kanabec County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$357$4,284
Property Taxes $449$5,388
Electricity $263$3,162
Total$3,592$43,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,154/yr
40% on housing$107,760/yr
45% on housing$95,786/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 55051$152
Kanabec County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 55051
Kanabec County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-29Listed for sale$525,000
2025-11-29Listing removed$595,000
2025-09-05Price change$595,000
2025-07-03Listed for sale$649,900
2024-07-16Listing removed$799,900
2024-06-23Price change$800,000
2024-05-10Listed for sale$899,900

For Sale by Agent

AgentSusan E. Gonyea
BrokerageRE/MAX Advantage Plus

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