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318 Grove St N, Mora, MN, 55051

2beds
1baths
1,104sqft
$159,000
$144price/sqft
$1,305/moest. monthly cost
$52,200/yrincome needed

About This Home

Affordable and full of potential, this 2-bedroom, 1-bath, one-and-a-half-story home is conveniently located near downtown Mora and local parks. The property features a spacious yard and a concrete patio that's perfect for relaxing or entertaining. It's ready for the next owner to make it their own. Two driveways provide ample parking, while the detached one-stall garage offers additional storage and convenience. Whether you're looking for your first home, an investment property, or a place to downsize, this property presents a great opportunity at an affordable price.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
8/10
Mora High SchoolGrades 7-120.6 mi
--

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Bedroom

  • Level: Main
  • Area: 161
  • Dimensions: 14x11.5

Bedroom2

  • Level: Upper
  • Area: 108
  • Dimensions: 9x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 100
  • Dimensions: 12.5x8

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,104

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,104 sqft

Kitchen

  • Level: Main
  • Area: 175
  • Dimensions: 10x17.5

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 12x17.5

Porch

  • Level: Main
  • Area: 115
  • Dimensions: 10x11.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 220471000
  • Zoning description: Residential-Single Family
  • Foundation area: 896

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Rear Porch

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 75 x 150 x 75 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Gravel,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kanabec County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$113$1,356
Property Taxes $219$2,628
Electricity $170$2,050
Total$1,305$15,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,742/yr
40% on housing$39,150/yr
45% on housing$34,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 55051$156
Kanabec County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 55051
Kanabec County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$159,000
2026-07-09Listed for sale$164,000
2026-04-21Sold$130,000
2018-12-04Sold$72,000
2018-09-18Price change$75,000
2018-07-02Listed for sale$89,000
2012-05-24Listing removed$89,900
2012-05-10Listed for sale$89,900

For Sale by Agent

AgentRaquel Lee Stamper
BrokerageAurora Group LLC

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