See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

19013 Island View Dr, Mora, MN, 55051

2beds
1baths
720sqft
$279,000
$388price/sqft
$2,088/moest. monthly cost
$83,520/yrincome needed

About This Home

Escape to the lake and enjoy classic cabin charm with unbeatable views. This rustic retreat features panoramic lake views from both the interior and the spacious 10x30 deck—ideal for morning coffee, sunset watching, and summer gatherings. Inside, you’ll find a warm and inviting knotty pine interior complemented by a full-wall rock fireplace that creates the perfect cozy Northwoods feel. Recent updates—including a new tile shower, updated lighting and plumbing, new interior and exterior doors, and a brand-new tin roof in 2025—bring peace of mind while maintaining the cabin’s character. With 2 bedrooms, 1 bath, and a walk-out lower level for extra storage, there’s room to relax and unwind. The dock is included, so you can start enjoying lake life right away. Offered mostly furnished, this is an easy, turnkey getaway. Seasonal for now, with the potential to make it year-round. Ample parking available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
8/10
Mora SecondaryGrades 7-123.8 mi
8/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Partial,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedroom2

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 300
  • Dimensions: 10x30

Features

  • Number of fireplaces: 1
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Fireplace(s),Other
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020399500
  • Zoning description: Residential-Single Family
  • Foundation area: 720

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Other
  • Fencing: None
  • Has view: Yes
  • View description: Lake,South
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Hard,Sand)
  • Frontage length: Water Frontage: 90

Lot

  • Lot size: 0.45 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 50 x 224 x 90 x 276

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Kanabec County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$199$2,388
Property Taxes $309$3,708
Electricity $170$2,050
Total$2,088$25,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,588/yr
40% on housing$62,640/yr
45% on housing$55,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 55051$153
Kanabec County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 55051
Kanabec County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$309,750
2021-04-21Sold$165,000
2007-08-24Sold$165,000

For Sale by Agent

AgentJeneane Brackett
BrokerageRE/MAX Results

Similar Homes