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1955 Collin St, Mora, MN, 55051

6beds
3baths
3,616sqft
$420,000
$116price/sqft
$3,171/moest. monthly cost
$126,840/yrincome needed

About This Home

Spacious 6-Bedroom Home with Modern Addition on 1.19 Acres Welcome to this versatile 6-bedroom, 3-bath home offering a unique blend of modern updates and flexible living space. Situated on 1.19 acres, this property features a thoughtfully designed 2020 addition that brings contemporary style and comfort to the home. The addition offers an open-concept kitchen, dining, and living area with in-floor heat, creating a warm and inviting space for everyday living and entertaining. You’ll also find a convenient mudroom, ¾ bath, and main-level laundry, along with an attached, fully insulated 2-car garage. The original portion of the home provides additional living space complete with its own furnace, central air, and separate laundry hookups—offering excellent potential for multi-generational living or added flexibility. Some finishing touches remain, giving the next owner an opportunity to personalize and build equity over time. With its combination of space, updates, and potential, this property is a standout opportunity in today’s market.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
8/10
Mora SecondaryGrades 7-121.6 mi
--

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Partial

Bedroom

  • Level: Main
  • Area: 252
  • Dimensions: 12x21

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Bedroom4

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Bedroom5

  • Level: Lower
  • Area: 187
  • Dimensions: 11x17

Bedroom6

  • Level: Lower
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Family Room

  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Features

  • Finished area below ground: 1,278
  • Finished area above ground: 2,338

Foyer

  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,616
  • Total interior livable area: 3,616 sqft

Kitchen

  • Level: Main
  • Area: 374
  • Dimensions: 17x22

Laundry

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Living Room

  • Level: Main
  • Area: 170
  • Dimensions: 10x17

Mud Room

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Sun Room

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020426000
  • Zoning description: Residential-Single Family
  • Foundation area: 2345

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Porch

Lot

  • Lot size: 1.16 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 179 x 273 x 195 x 303

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Electric,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kanabec County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$300$3,600
Property Taxes $444$5,328
Electricity $304$3,659
Total$3,171$38,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,720/yr
40% on housing$95,130/yr
45% on housing$84,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 55051$154
Kanabec County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 55051
Kanabec County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$485,000
2020-06-23Sold$125,000

For Sale by Agent

AgentTimothy Haley
BrokerageCentury 21 Moline Realty Inc

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