11646 Indian Beach Rd, Spicer, MN, 56288
About This Home
Welcome to Green Lake! Situated on 100 feet of sandy lakeshore and .85 acres, this beautiful property offers stunning lake views from nearly every room. Whether you're looking for a year-round residence or the perfect lake retreat, this home features 4 bedrooms, 4 bathrooms, a detached garage with additional storage space, and newly updated landscaping that enhances the home's curb appeal and outdoor living spaces. Main level offers a spacious great room with walkout access to the deck, an updated kitchen, living room, sunroom/office, laundry room, half bath, and a primary suite with a private full bath. The walkout lower level features a family room with direct access to a sidewalk leading down to the lake, a second bedroom with an attached ¾ bath, two additional bedrooms, and another full bath. Enjoy the sandy shoreline, breathtaking views, beautiful landscaping, and all that Green Lake has to offer from this exceptional lakeside property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Rented
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Finished,Full,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
- Area: 225
- Dimensions: 15 x 15
Bedroom2
- Level: Basement
- Area: 132
- Dimensions: 12 x 11
Bedroom3
- Level: Basement
- Area: 120
- Dimensions: 12 x 10
Bedroom4
- Level: Basement
- Area: 120
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 154
- Dimensions: 14 x 11
Family Room
- Level: Basement
- Area: 494
- Dimensions: 26 x 19
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,147
- Finished area above ground: 1,410
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,820
- Total interior livable area: 2,557 sqft
Kitchen
- Level: Main
- Area: 238
- Dimensions: 17 x 14
Laundry
- Level: Main
- Area: 42
- Dimensions: 7 x 6
Living Room
- Level: Main
- Area: 224
- Dimensions: 16 x 14
Storage
- Level: Basement
- Area: 120
- Dimensions: 12 x 10
Sun Room
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Utility Room
- Level: Basement
- Area: 143
- Dimensions: 13 x 11
Walk In Closet
- Level: Main
- Area: 40
- Dimensions: 8 x 5
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 180010021
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1410
Features
- Levels: One
- Stories: 1
- Fencing: None
- Has view: Yes
- View description: West
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Sand)
- Frontage length: Water Frontage: 100
Lot
- Lot size: 0.86 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 100 x 460 x 385 x 120
Parking
- Total spaces: 3
- Parking features: Detached Garage,Concrete,Electric,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Kandiyohi County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $484 | $5,808 |
| Property Taxes | $549 | $6,588 |
| Electricity | $215 | $2,587 |
| Total | $6,279 | $75,348 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $995,000 |
| 2026-06-29 | Price change | $1,050,000 |
| 2026-06-16 | Listed for sale | $1,100,000 |
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