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7601 93rd Ave NE, Spicer, MN, 56288

5beds
3baths
2,626sqft
$595,000
$227price/sqft
$3,864/moest. monthly cost
$154,560/yrincome needed

About This Home

Enjoy the perfect blend of lake living and comfort, situated just outside of Spicer. With plenty of space, you will appreciate 5 bedrooms, 3 baths and 2 cozy gas fireplaces. Walk out to a freshly landscaped level front lawn, taking you to the beautiful shores of Elkhorn Lake. Whether it's water sports, fishing, or just enjoying the view, you will appreciate soaking in the peace and beauty of the water. This is truly lakeside living at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
9/10
New London-Spicer Sr.Grades 9-125.7 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 13X15

Bedroom2

  • Level: Upper
  • Area: 129.6
  • Dimensions: 12X10.8

Bedroom3

  • Level: Upper
  • Area: 121.25
  • Dimensions: 12.5X9.7

Bedroom4

  • Level: Lower
  • Area: 87.12
  • Dimensions: 8.8X9.9

Bedroom5

  • Level: Lower
  • Area: 106.7
  • Dimensions: 11X9.7

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Upper
  • Area: 213.52
  • Dimensions: 13.6X15.7

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 8X10

Family Room

  • Level: Lower
  • Area: 213.52
  • Dimensions: 13.6X15.7

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,118
  • Finished area above ground: 1,508

Heating & Cooling

  • Heating features: Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,626
  • Total interior livable area: 2,626 sqft

Kitchen

  • Level: Main
  • Area: 129.6
  • Dimensions: 10.8X12

Living Room

  • Level: Upper
  • Area: 221
  • Dimensions: 13X17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 182500160
  • Zoning description: Residential-Single Family
  • Foundation area: 1508

Features

  • Levels: Three Level Split
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Sand,Weeds)

Lot

  • Lot size: 0.68 Acres
  • Features: Accessible Shoreline,Irregular Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kandiyohi County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$289$3,468
Property Taxes $346$4,152
Electricity $221$2,657
Total$3,864$46,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,480/yr
40% on housing$115,920/yr
45% on housing$103,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 56288$302
Kandiyohi County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 56288$233
Kandiyohi County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$630,000
2025-10-16Listing removed$649,000
2025-09-24Price change$649,000
2025-07-24Listed for sale$659,000
2018-09-18Sold$4,000
2017-07-17Sold$175,000

For Sale by Agent

AgentDebbie J Caylor
BrokerageLakes Area Realty, Inc.

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