See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6436 159th St NE, Atwater, MN, 56209

2beds
2baths
2,648sqft
$675,000
$255price/sqft
$4,503/moest. monthly cost
$180,120/yrincome needed

About This Home

Build lasting memories on the shores of Diamond Lake! This beautifully renovated home features a spacious primary suite, guest bedroom & bathroom, den, and open-concept living all on the main floor. The lower level offers abundant storage space with plenty of potential for additional sleeping areas or flexible living space. Situated on 1.5 acres, this property also includes a shed/man cave, additional storage shed, and expansive yard space perfect for entertaining, yard games, and accommodating guests with campers. Whether you’re looking for a relaxing lake retreat or a place to gather with family and friends, this property offers endless opportunities to enjoy lake life. Don’t miss your chance to make it yours — call today to schedule your private tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
A.C.G.C. SecondaryGrades 7-127.7 mi
6/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Level: Main
  • Area: 59.5
  • Dimensions: 8.5x7

Bedroom

  • Level: Main
  • Area: 189
  • Dimensions: 14x13.5

Bedroom2

  • Level: Main
  • Area: 132.25
  • Dimensions: 11.5x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 115
  • Dimensions: 10x11.5

Family Room

  • Level: Basement
  • Area: 325
  • Dimensions: 25x13

Features

  • Finished area below ground: 500
  • Finished area above ground: 1,868

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,648
  • Total interior livable area: 2,648 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Level: Basement
  • Area: 102
  • Dimensions: 12x8.5

Living Room

  • Level: Main
  • Area: 552
  • Dimensions: 23x24

Primary Bathroom

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Storage

  • Level: Basement
  • Area: 110
  • Dimensions: 10x11

Walk In Closet

  • Level: Main
  • Area: 48
  • Dimensions: 6x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 194210010
  • Zoning description: Residential-Single Family
  • Foundation area: 1868

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: West
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 59

Lot

  • Lot size: 1.50 Acres
  • Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Gravel,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kandiyohi County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$478$5,736
Property Taxes $389$4,668
Electricity $223$2,680
Total$4,503$54,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,388/yr
40% on housing$135,090/yr
45% on housing$120,080/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 56209$143
Kandiyohi County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 56209$140
Kandiyohi County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$697,000
2012-06-17Listing removed$282,900
2012-04-10Listed for sale$282,900

For Sale by Agent

AgentJasmine Vikse
BrokerageJane Vikse Real Estate

Similar Homes