See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

101 Texas Ln, Atwater, MN, 56209

4beds
3baths
3,150sqft
$365,000
$116price/sqft
$2,575/moest. monthly cost
$103,000/yrincome needed

About This Home

Beautiful Rambler with Main Floor Living, Heated 3-Stall Garage & Spacious Backyard on the Edge of Town Enjoy the ease of main floor living in this beautifully maintained rambler, perfectly situated on the edge of town where peaceful surroundings and a spacious backyard create the ideal place to relax, entertain, and enjoy the outdoors. This inviting 4-bedroom, 3-bath home offers everything you need on one level, including generous living and dining spaces that are perfect for hosting family and friends. The updated kitchen features stainless steel appliances and flows seamlessly into the home's warm, welcoming living areas. The lower level provides even more room to spread out with a large family room, two additional bedrooms, a dedicated home office, and an expansive flex space ready to become whatever you envision. Whether you dream of a home theater, game room, bar, fitness area, craft room, or hobby space, the possibilities are endless. Outside, you'll love the huge backyard with plenty of room for entertaining, gardening, or simply enjoying the peaceful setting. The charming front porch offers the perfect spot to unwind at the end of the day, while the additional 10x12 storage garage provides extra space for lawn equipment, toys, and seasonal storage. The heated and insulated 3-stall garage is ideal for vehicles, projects, and hobbies, making it a standout feature for anyone who enjoys having extra workspace. Recent updates, including a new roof and LP SmartSide® siding in 2025, provide peace of mind for years to come. An added 4th bedroom and huge flex space in basement make this home a must see. Whether you're looking for the convenience of main floor living, room to grow, or flexible spaces that adapt to your lifestyle, this home truly has it all. With generous gathering areas, thoughtful updates, abundant storage, and a peaceful edge-of-town location, it's a home you'll love for years to come.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
A.C.G.C. SecondaryGrades 7-124.7 mi
7/10

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Basement
  • Area: 169
  • Dimensions: 13x13

Bedroom4

  • Level: Basement
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 273
  • Dimensions: 21x13

Family Room

  • Level: Basement
  • Area: 247
  • Dimensions: 19x13

Features

  • Finished area below ground: 1,500
  • Finished area above ground: 1,650

Flex Room

  • Level: Basement
  • Area: 377
  • Dimensions: 29x13

Foyer

  • Level: Main
  • Area: 44
  • Dimensions: 11x4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,150 sqft

Kitchen

  • Level: Main
  • Area: 105
  • Dimensions: 15x7

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Office

  • Level: Basement
  • Area: 135
  • Dimensions: 15x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 409120991
  • Zoning description: Residential-Single Family
  • Foundation area: 1650

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.85 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: .85

Parking

  • Total spaces: 3
  • Parking features: Attached,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kandiyohi County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$258$3,096
Property Taxes $207$2,484
Electricity $265$3,188
Total$2,575$30,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,285/yr
40% on housing$77,250/yr
45% on housing$68,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 56209$170
Kandiyohi County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 56209$140
Kandiyohi County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$365,000
2023-08-28Sold$310,000
2023-07-07Pending sale$325,000
2023-06-05Listed for sale$325,000
2017-03-21Sold$137,500

For Sale by Agent

AgentAmy Bast
BrokerageCentral MN Realty LLC

Similar Homes