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411 13th St SW, Willmar, MN, 56201

5beds
3baths
2,459sqft
$239,900
$98price/sqft
$1,771/moest. monthly cost
$70,840/yrincome needed

About This Home

5 bedroom, 3 bath home on a corner lot. Open kitchen with lots of storage. Large basement family room. 2 bedrooms and full bath on the main level. 3 more bedrooms and bathroom on the upper level. 3 season porch on the back side of the house. Nice patio along side the detached garage.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
6/10
Willmar Middle SchoolGrades 6-81.1 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Area: 126.5
  • Dimensions: 11.5x11

Bedroom2

  • Level: Main
  • Area: 126.5
  • Dimensions: 11.5x11

Bedroom3

  • Level: Upper
  • Area: 210
  • Dimensions: 20x10.5

Bedroom4

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom5

  • Level: Upper
  • Area: 112
  • Dimensions: 14x8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 172.5
  • Dimensions: 15x11.5

Family Room

  • Level: Basement
  • Area: 448
  • Dimensions: 32x14

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 544
  • Finished area above ground: 1,915

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,779
  • Total interior livable area: 2,459 sqft

Kitchen

  • Level: Main
  • Area: 184
  • Dimensions: 16x11.5

Living Room

  • Level: Main
  • Area: 172.5
  • Dimensions: 15x11.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 950067065
  • Zoning description: Residential-Single Family
  • Foundation area: 864

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 10,585 sqft
  • Features: Corner Lot
  • Lot size dimensions: 105 x 70

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kandiyohi County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$173$2,076
Property Taxes $178$2,136
Electricity $207$2,488
Total$1,771$21,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,720/yr
40% on housing$53,130/yr
45% on housing$47,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 56201$144
Kandiyohi County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 56201$139
Kandiyohi County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$229,900
2026-07-31Price change$239,900
2026-07-18Price change$249,900
2026-07-10Listed for sale$259,900
2025-11-20Listing removed$269,900
2025-10-15Listed for sale$269,900
2015-10-27Sold$147,000
2015-08-20Pending sale$147,000
2015-02-21Listed for sale$147,000

For Sale by Agent

AgentJon Anderson
BrokerageLakes Area Realty, Inc.

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