See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2204 20th St SW, Willmar, MN, 56201

3beds
2baths
2,204sqft
$419,900
$191price/sqft
$2,920/moest. monthly cost
$116,800/yrincome needed

About This Home

Exceptional custom-built patio home located in one of Southwest Willmar's most desirable neighborhoods. This beautifully crafted home showcases quality workmanship throughout and offers an ideal combination of elegance, comfort, and functionality. Step into the impressive great room featuring soaring vaulted ceilings, a stunning fireplace flanked by custom built-in cabinetry, and large front-facing windows that fill the space with natural light while overlooking the beautifully landscaped front yard. The spacious kitchen is appointed with rich hickory cabinetry, granite countertops, abundant workspace, and a cozy breakfast nook with a charming bay window overlooking the private backyard patio. Adjacent is a formal dining room large enough to comfortably accommodate gatherings of 12 or more guests, making it perfect for entertaining family and friends. A comfortable sitting/TV area provides an additional space to relax. The home offers three bedrooms, with one ideally suited as a home office or den to fit your lifestyle. Throughout the home, you'll appreciate the timeless beauty of solid hardwood paneled doors and the exceptional craftsmanship found in every room. The oversized finished garage is truly one-of-a-kind, featuring an additional kitchen area, extensive built-in storage, a professionally sealed floor, floor drain, and portable screens for the double garage door—creating the perfect extension of your entertaining space during gatherings. Outside, enjoy a beautifully maintained sprinklered lawn, a storage shed for additional convenience, and a private patio ideal for relaxing or outdoor dining. This remarkable home offers countless custom features and thoughtful details that must be seen to be fully appreciated. Schedule your private tour today and discover everything this exceptional property has to offer.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Kennedy Elementary SchoolGrades PK-51.4 mi
6/10
Willmar Middle SchoolGrades 6-81.8 mi
4/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Hall,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom2

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Family Room

  • Level: Main
  • Area: 210
  • Dimensions: 21x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,204

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 88
  • Dimensions: 8x11

Interior Area

  • Total structure area: 2,204
  • Total interior livable area: 2,204 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 6x8

Living Room

  • Level: Main
  • Area: 315
  • Dimensions: 21x15

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom,No Stairs External,No Stairs Internal,Soaking Tub

Details

  • Parcel number: 958850090
  • Zoning description: Residential-Single Family
  • Foundation area: 2204

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 96 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Winter Weather
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kandiyohi County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$303$3,636
Property Taxes $309$3,708
Electricity $185$2,230
Total$2,920$35,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,114/yr
40% on housing$87,600/yr
45% on housing$77,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 56201$142
Kandiyohi County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 56201$139
Kandiyohi County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$419,900
2026-07-12Listed for sale$439,900

For Sale by Agent

AgentRandall P Ryan
BrokerageRE/MAX Preferred Realty

Similar Homes