3414 County Road 32 S, Loman, MN, 56654
About This Home
Located in Loman, just west of International Falls, is a one-level, 3 bedroom, 2 bath home with a large truck garage being offered for sale. This home has a full, partially finished basement with over 1600 finished sq ft of living space on the main level. The incredibly spacious and insulated workshop/truck garage is 42'x88', (over 3,600 sq ft) with 14' tall doors, and is heated with an outdoor wood boiler which operates the in-floor heating. The shop also has 200 amp electric service on it's own meter. This home has a nice open concept with the large kitchen and living areas and has been nicely updated with 2 large entries, newer flooring and fixtures, and an electric fireplace in the living room. New windows are on order for some of the living space, to be installed asap. The exterior is vinyl siding with a metal roof and composite decking for very little maintenance. Enjoy your large yard and the privacy of rural living with plenty of space to garden, have chickens and fish the nearby Rainy River.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Electric Water Heater,Exhaust Fan,Range,Refrigerator
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Full
Bathroom
- Level: Main
- Area: 64
- Dimensions: 8x8
Bathroom
- Level: Main
- Area: 56
- Dimensions: 8x7
Bedroom
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 11x9
Bedroom3
- Level: Main
- Area: 192
- Dimensions: 16x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 126
- Dimensions: 14x9
Features
- Number of fireplaces: 1
- Fireplace features: Electric Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,680
Foyer
- Level: Main
- Area: 110
- Dimensions: 11x10
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 3,360
- Total interior livable area: 1,680 sqft
Kitchen
- Level: Main
- Area: 375
- Dimensions: 15x25
Living Room
- Level: Main
- Area: 280
- Dimensions: 14x20
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 4908000130
- Zoning description: Residential-Single Family
- Foundation area: 1680
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking
- Fencing: None
Lot
- Lot size: 3.40 Acres
- Lot size dimensions: 215 x 690
Parking
- Total spaces: 10
- Parking features: Attached,Detached Garage,Gravel,Heated Garage,Insulated Garage,Open
- Has garage: Yes
- Attached garage spaces: 10
- Covered spaces: 10
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
- Drought
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Koochiching County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $502 | $6,024 |
| Property Taxes | $161 | $1,932 |
| Electricity | $170 | $2,050 |
| Total | $2,850 | $34,200 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $399,000 |
| 2025-10-02 | Listing removed | $399,000 |
| 2024-10-21 | Listed for sale | $399,000 |
| 2021-01-05 | Sold | $80,000 |
| 2013-09-04 | Sold | $700 |
| 2012-04-24 | Sold | $40,000 |
| 2011-04-04 | Sold | $40,000 |
| 2010-06-22 | Sold | $44,649 |
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